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2026 conforming loan limit: Sabine Parish, LA

Quick answer

Sabine Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $123,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,329 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$123,100
Louisiana median home value$216,500
Limit ÷ median home value6.76×
Median household income$50,329
Median home value ÷ income2.4×
Population21,977
Median property tax paid (owners)$484
Effective property tax rate (approx.)0.39%
Owner-occupied homes80.3%
Home value rank in Louisiana44 of 64 counties
Neighbor: De Soto Parish, LAlimit $832,750; median home $154,900
Neighbor: Natchitoches Parish, LAlimit $832,750; median home $171,300
Neighbor: Vernon Parish, LAlimit $832,750; median home $156,000
Neighbor: Newton County, TXlimit $832,750; median home $103,100
Neighbor: Sabine County, TXlimit $832,750; median home $153,100
Neighbor: Shelby County, TXlimit $832,750; median home $101,500

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sabine Parish's median home value is 43% below the state median of $216,500 (rank 44 of 64). Among its 6 neighboring counties, Natchitoches Parish has the highest median home value ($171,300) and Shelby County the lowest ($101,500); all share the same loan limit. Owners pay a median $484 a year in property tax, an effective rate of about 0.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Sabine Parish, Louisiana?

Sabine Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $123,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,329 (FHFA; Census ACS 2020–2024).

What is the median home value in Sabine Parish, Louisiana?

The median owner-occupied home value in Sabine Parish is $123,100 (ACS 2020–2024), versus $216,500 statewide.

Do I need a jumbo loan in Sabine Parish?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $123,100, so the cap is 6.76 times the typical home value.

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Last updated Oct 23, 2026, 2:24 AM ET. Data only, not financial or tax advice.

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