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2026 conforming loan limit: St. Bernard Parish, LA

Quick answer

St. Bernard Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $202,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,651 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$202,500
Louisiana median home value$216,500
Limit ÷ median home value4.11×
Median household income$58,651
Median home value ÷ income3.5×
Population44,419
Median property tax paid (owners)$961
Effective property tax rate (approx.)0.47%
Owner-occupied homes70.1%
Home value rank in Louisiana19 of 64 counties
Neighbor: Orleans Parish, LAlimit $832,750; median home $315,700
Neighbor: Plaquemines Parish, LAlimit $832,750; median home $282,900
Neighbor: St. Tammany Parish, LAlimit $832,750; median home $284,000
Neighbor: Hancock County, MSlimit $832,750; median home $224,200
Neighbor: Harrison County, MSlimit $832,750; median home $212,200

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. St. Bernard Parish's median home value is 6% below the state median of $216,500 (rank 19 of 64). Among its 5 neighboring counties, Orleans Parish has the highest median home value ($315,700) and Harrison County the lowest ($212,200); all share the same loan limit. Owners pay a median $961 a year in property tax, an effective rate of about 0.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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