St. Charles Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $263,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,897 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $263,700 |
| Louisiana median home value | $216,500 |
| Limit ÷ median home value | 3.16× |
| Median household income | $80,897 |
| Median home value ÷ income | 3.3× |
| Population | 51,396 |
| Median property tax paid (owners) | $1,562 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 82.1% |
| Home value rank in Louisiana | 5 of 64 counties |
| Neighbor: Jefferson Parish, LA | limit $832,750; median home $251,400 |
| Neighbor: Lafourche Parish, LA | limit $832,750; median home $193,900 |
| Neighbor: St. John The Baptist Parish, LA | limit $832,750; median home $193,200 |
Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. St. Charles Parish's median home value is 22% above the state median of $216,500 (rank 5 of 64). Among its 3 neighboring counties, Jefferson Parish has the highest median home value ($251,400) and St. John The Baptist Parish the lowest ($193,200); all share the same loan limit. Owners pay a median $1,562 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Spotsylvania County, VA
- 2026 conforming loan limit: St. Bernard Parish, LA
- 2026 conforming loan limit: St. Charles County, MO
- 2026 conforming loan limit: St. Clair County, AL
- 2026 conforming loan limit: St. Clair County, IL
- 2026 conforming loan limit: St. Clair County, MI
- 2026 conforming loan limit: St. Clair County, MO
- 2026 conforming loan limit: St. Croix County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.