St. Croix County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $377,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,046 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $377,700 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 2.20× |
| Median household income | $103,046 |
| Median home value ÷ income | 3.7× |
| Population | 96,033 |
| Median property tax paid (owners) | $4,420 |
| Effective property tax rate (approx.) | 1.17% |
| Owner-occupied homes | 78.3% |
| Home value rank in Wisconsin | 4 of 72 counties |
| Neighbor: Washington County, MN | limit $832,750; median home $422,000 |
| Neighbor: Barron County, WI | limit $832,750; median home $216,600 |
| Neighbor: Dunn County, WI | limit $832,750; median home $243,200 |
| Neighbor: Pierce County, WI | limit $832,750; median home $333,700 |
| Neighbor: Polk County, WI | limit $832,750; median home $271,900 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. St. Croix County's median home value is 42% above the state median of $266,500 (rank 4 of 72). Among its 5 neighboring counties, Washington County has the highest median home value ($422,000) and Barron County the lowest ($216,600); all share the same loan limit. Owners pay a median $4,420 a year in property tax, an effective rate of about 1.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: St. Clair County, IL
- 2026 conforming loan limit: St. Clair County, MI
- 2026 conforming loan limit: St. Clair County, MO
- 2026 conforming loan limit: St. Croix Island, VI
- 2026 conforming loan limit: St. Francis County, AR
- 2026 conforming loan limit: St. Francois County, MO
- 2026 conforming loan limit: St. Helena Parish, LA
- 2026 conforming loan limit: St. James Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.