St. James Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $211,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,531 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $211,800 |
| Louisiana median home value | $216,500 |
| Limit ÷ median home value | 3.93× |
| Median household income | $65,531 |
| Median home value ÷ income | 3.2× |
| Population | 19,528 |
| Median property tax paid (owners) | $1,113 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 84.4% |
| Home value rank in Louisiana | 16 of 64 counties |
| Neighbor: Ascension Parish, LA | limit $832,750; median home $279,600 |
| Neighbor: Assumption Parish, LA | limit $832,750; median home $150,300 |
| Neighbor: Lafourche Parish, LA | limit $832,750; median home $193,900 |
| Neighbor: St. John The Baptist Parish, LA | limit $832,750; median home $193,200 |
Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. St. James Parish's median home value is 2% below the state median of $216,500 (rank 16 of 64). Among its 4 neighboring counties, Ascension Parish has the highest median home value ($279,600) and Assumption Parish the lowest ($150,300); all share the same loan limit. Owners pay a median $1,113 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: St. Francis County, AR
- 2026 conforming loan limit: St. Francois County, MO
- 2026 conforming loan limit: St. Helena Parish, LA
- 2026 conforming loan limit: St. John Island, VI
- 2026 conforming loan limit: St. John The Baptist Parish, LA
- 2026 conforming loan limit: St. Johns County, FL
- 2026 conforming loan limit: St. Joseph County, IN
- 2026 conforming loan limit: St. Joseph County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.