Quick answer
The 2026 conforming loan limit for a one-unit home in St. John Island, U.S. Virgin Islands is $1,249,125 (a high-cost limit), per FHFA. Two- to four-unit limits are $1,599,375, $1,933,200 and $2,402,625.
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Property | 2026 limit |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
Related
- 2026 conforming loan limit: St. Francois County, MO
- 2026 conforming loan limit: St. Helena Parish, LA
- 2026 conforming loan limit: St. James Parish, LA
- 2026 conforming loan limit: St. John The Baptist Parish, LA
- 2026 conforming loan limit: St. Johns County, FL
- 2026 conforming loan limit: St. Joseph County, IN
- 2026 conforming loan limit: St. Joseph County, MI
- 2026 conforming loan limit: St. Landry Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.