Rapides Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $181,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,967 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $181,100 |
| Louisiana median home value | $216,500 |
| Limit ÷ median home value | 4.60× |
| Median household income | $54,967 |
| Median home value ÷ income | 3.3× |
| Population | 127,527 |
| Median property tax paid (owners) | $1,000 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 64.8% |
| Home value rank in Louisiana | 24 of 64 counties |
| Neighbor: Allen Parish, LA | limit $832,750; median home $104,500 |
| Neighbor: Avoyelles Parish, LA | limit $832,750; median home $122,400 |
| Neighbor: Evangeline Parish, LA | limit $832,750; median home $124,600 |
| Neighbor: Grant Parish, LA | limit $832,750; median home $143,300 |
| Neighbor: La Salle Parish, LA | limit $832,750; median home $119,500 |
| Neighbor: Natchitoches Parish, LA | limit $832,750; median home $171,300 |
| Neighbor: Vernon Parish, LA | limit $832,750; median home $156,000 |
Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rapides Parish's median home value is 16% below the state median of $216,500 (rank 24 of 64). Among its 7 neighboring counties, Natchitoches Parish has the highest median home value ($171,300) and Allen Parish the lowest ($104,500); all share the same loan limit. Owners pay a median $1,000 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Rapides Parish, Louisiana?
Rapides Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $181,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,967 (FHFA; Census ACS 2020–2024).
What is the median home value in Rapides Parish, Louisiana?
The median owner-occupied home value in Rapides Parish is $181,100 (ACS 2020–2024), versus $216,500 statewide.
Do I need a jumbo loan in Rapides Parish?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $181,100, so the cap is 4.60 times the typical home value.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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