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2026 conforming loan limit: Ouachita Parish, LA

Quick answer

Ouachita Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,688 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$194,400
Louisiana median home value$216,500
Limit ÷ median home value4.28×
Median household income$54,688
Median home value ÷ income3.6×
Population158,480
Median property tax paid (owners)$1,054
Effective property tax rate (approx.)0.54%
Owner-occupied homes61.0%
Home value rank in Louisiana20 of 64 counties
Neighbor: Caldwell Parish, LAlimit $832,750; median home $93,300
Neighbor: Jackson Parish, LAlimit $832,750; median home $115,600
Neighbor: Lincoln Parish, LAlimit $832,750; median home $210,100
Neighbor: Morehouse Parish, LAlimit $832,750; median home $118,800
Neighbor: Richland Parish, LAlimit $832,750; median home $141,900
Neighbor: Union Parish, LAlimit $832,750; median home $112,500

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ouachita Parish's median home value is 10% below the state median of $216,500 (rank 20 of 64). Among its 6 neighboring counties, Lincoln Parish has the highest median home value ($210,100) and Caldwell Parish the lowest ($93,300); all share the same loan limit. Owners pay a median $1,054 a year in property tax, an effective rate of about 0.54% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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