๐Ÿ‡บ๐Ÿ‡ธ US

2026 conforming loan limit: Richland Parish, LA

Quick answer

Richland Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $141,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,544 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$141,900
Louisiana median home value$216,500
Limit รท median home value5.87ร—
Median household income$53,544
Median home value รท income2.7ร—
Population19,822
Median property tax paid (owners)$401
Effective property tax rate (approx.)0.28%
Owner-occupied homes66.8%
Home value rank in Louisiana41 of 64 counties
Neighbor: Caldwell Parish, LAlimit $832,750; median home $93,300
Neighbor: East Carroll Parish, LAlimit $832,750; median home $100,500
Neighbor: Franklin Parish, LAlimit $832,750; median home $113,000
Neighbor: Madison Parish, LAlimit $832,750; median home $96,200
Neighbor: Morehouse Parish, LAlimit $832,750; median home $118,800
Neighbor: Ouachita Parish, LAlimit $832,750; median home $194,400
Neighbor: West Carroll Parish, LAlimit $832,750; median home $94,400

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Richland Parish's median home value is 34% below the state median of $216,500 (rank 41 of 64). Among its 7 neighboring counties, Ouachita Parish has the highest median home value ($194,400) and Caldwell Parish the lowest ($93,300); all share the same loan limit. Owners pay a median $401 a year in property tax, an effective rate of about 0.28% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

Related answers

Tools & live data

All Loan Limits pages โ†’