2026 conforming loan limit: Osborne County, KS (2026 Limits, Updated Oct 2026)

Name: 2026 conforming loan limit: Osborne County, KS
Creator: BuyMeWhiskey
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Quick answer

Osborne County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.6 times the county's median home value of $86,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,011 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Item	Value
1-unit limit (2026)	$832,750
2-unit limit	$1,066,250
3-unit limit	$1,288,800
4-unit limit	$1,601,750
Median home value (ACS 2020–24)	$86,400
Kansas median home value	$217,200
Limit ÷ median home value	9.64×
Median household income	$63,011
Median home value ÷ income	1.4×
Population	3,452
Median property tax paid (owners)	$1,465
Effective property tax rate (approx.)	1.70%
Owner-occupied homes	77.2%
Home value rank in Kansas	95 of 105 counties
Neighbor: Ellis County, KS	limit $832,750; median home $216,300
Neighbor: Jewell County, KS	limit $832,750; median home $64,600
Neighbor: Lincoln County, KS	limit $832,750; median home $96,900
Neighbor: Mitchell County, KS	limit $832,750; median home $133,800
Neighbor: Rooks County, KS	limit $832,750; median home $89,000
Neighbor: Russell County, KS	limit $832,750; median home $119,000
Neighbor: Smith County, KS	limit $832,750; median home $94,100

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Osborne County's median home value is 60% below the state median of $217,200 (rank 95 of 105). Among its 7 neighboring counties, Ellis County has the highest median home value ($216,300) and Jewell County the lowest ($64,600); all share the same loan limit. Owners pay a median $1,465 a year in property tax, an effective rate of about 1.70% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Osborne County, Kansas?

What is the median home value in Osborne County, Kansas?

The median owner-occupied home value in Osborne County is $86,400 (ACS 2020–2024), versus $217,200 statewide.

Do I need a jumbo loan in Osborne County?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $86,400, so the cap is 9.64 times the typical home value.

Last updated Oct 23, 2026, 3:51 AM ET. Data only, not financial or tax advice.