Phillips County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.6 times the county's median home value of $96,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,123 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $96,500 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 8.63× |
| Median household income | $62,123 |
| Median home value ÷ income | 1.6× |
| Population | 4,813 |
| Median property tax paid (owners) | $1,738 |
| Effective property tax rate (approx.) | 1.80% |
| Owner-occupied homes | 78.0% |
| Home value rank in Kansas | 83 of 105 counties |
| Neighbor: Graham County, KS | limit $832,750; median home $89,900 |
| Neighbor: Norton County, KS | limit $832,750; median home $101,500 |
| Neighbor: Rooks County, KS | limit $832,750; median home $89,000 |
| Neighbor: Smith County, KS | limit $832,750; median home $94,100 |
| Neighbor: Franklin County, NE | limit $832,750; median home $95,600 |
| Neighbor: Harlan County, NE | limit $832,750; median home $145,800 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Phillips County's median home value is 56% below the state median of $217,200 (rank 83 of 105). Among its 6 neighboring counties, Harlan County has the highest median home value ($145,800) and Rooks County the lowest ($89,000); all share the same loan limit. Owners pay a median $1,738 a year in property tax, an effective rate of about 1.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Philadelphia County, PA
- 2026 conforming loan limit: Phillips County, AR
- 2026 conforming loan limit: Phillips County, CO
- 2026 conforming loan limit: Phillips County, MT
- 2026 conforming loan limit: Piatt County, IL
- 2026 conforming loan limit: Pickaway County, OH
- 2026 conforming loan limit: Pickens County, AL
- 2026 conforming loan limit: Pickens County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.