Phillips County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 10.6 times the county's median home value of $78,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $40,134 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $78,200 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 10.65× |
| Median household income | $40,134 |
| Median home value ÷ income | 1.9× |
| Population | 15,450 |
| Median property tax paid (owners) | $636 |
| Effective property tax rate (approx.) | 0.81% |
| Owner-occupied homes | 51.2% |
| Home value rank in Arkansas | 74 of 75 counties |
| Neighbor: Arkansas County, AR | limit $832,750; median home $138,100 |
| Neighbor: Desha County, AR | limit $832,750; median home $90,900 |
| Neighbor: Lee County, AR | limit $832,750; median home $75,300 |
| Neighbor: Monroe County, AR | limit $832,750; median home $88,700 |
| Neighbor: Bolivar County, MS | limit $832,750; median home $130,000 |
| Neighbor: Coahoma County, MS | limit $832,750; median home $90,300 |
| Neighbor: Tunica County, MS | limit $832,750; median home $175,900 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Phillips County's median home value is 58% below the state median of $188,000 (rank 74 of 75). Among its 7 neighboring counties, Tunica County has the highest median home value ($175,900) and Lee County the lowest ($75,300); all share the same loan limit. Owners pay a median $636 a year in property tax, an effective rate of about 0.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Phelps County, MO
- 2026 conforming loan limit: Phelps County, NE
- 2026 conforming loan limit: Philadelphia County, PA
- 2026 conforming loan limit: Phillips County, CO
- 2026 conforming loan limit: Phillips County, KS
- 2026 conforming loan limit: Phillips County, MT
- 2026 conforming loan limit: Piatt County, IL
- 2026 conforming loan limit: Pickaway County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.