Ness County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 9.3 times the county's median home value of $89,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,616 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $89,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 9.28× |
| Median household income | $68,616 |
| Median home value ÷ income | 1.3× |
| Population | 2,653 |
| Median property tax paid (owners) | $1,751 |
| Effective property tax rate (approx.) | 1.95% |
| Owner-occupied homes | 81.6% |
| Home value rank in Kansas | 90 of 105 counties |
| Neighbor: Ellis County, KS | limit $832,750; median home $216,300 |
| Neighbor: Finney County, KS | limit $832,750; median home $201,400 |
| Neighbor: Gove County, KS | limit $832,750; median home $118,400 |
| Neighbor: Hodgeman County, KS | limit $832,750; median home $101,600 |
| Neighbor: Lane County, KS | limit $832,750; median home $127,100 |
| Neighbor: Pawnee County, KS | limit $832,750; median home $93,000 |
| Neighbor: Rush County, KS | limit $832,750; median home $83,600 |
| Neighbor: Trego County, KS | limit $832,750; median home $120,900 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ness County's median home value is 59% below the state median of $217,200 (rank 90 of 105). Among its 8 neighboring counties, Ellis County has the highest median home value ($216,300) and Rush County the lowest ($83,600); all share the same loan limit. Owners pay a median $1,751 a year in property tax, an effective rate of about 1.95% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.