New Castle County, Delaware has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $352,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $91,166 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $352,200 |
| Delaware median home value | $352,000 |
| Limit ÷ median home value | 2.36× |
| Median household income | $91,166 |
| Median home value ÷ income | 3.9× |
| Population | 577,961 |
| Median property tax paid (owners) | $2,499 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 69.0% |
| Home value rank in Delaware | 2 of 3 counties |
| Neighbor: Kent County, DE | limit $832,750; median home $316,600 |
| Neighbor: Cecil County, MD | limit $832,750; median home $343,400 |
| Neighbor: Kent County, MD | limit $832,750; median home $330,900 |
| Neighbor: Gloucester County, NJ | limit $832,750; median home $310,400 |
| Neighbor: Salem County, NJ | limit $832,750; median home $239,500 |
| Neighbor: Chester County, PA | limit $832,750; median home $485,600 |
| Neighbor: Delaware County, PA | limit $832,750; median home $332,200 |
Across Delaware's 3 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. New Castle County's median home value is 0% above the state median of $352,000 (rank 2 of 3). Among its 7 neighboring counties, Chester County has the highest median home value ($485,600) and Salem County the lowest ($239,500); all share the same loan limit. Owners pay a median $2,499 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.