Quick answer
The 2026 one-unit conforming loan limit in New Jersey is between $832,750 and $1,209,750 depending on the county (21 counties), per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| Atlantic County | $832,750 |
| Bergen County | $1,209,750 |
| Burlington County | $832,750 |
| Camden County | $832,750 |
| Cape May County | $832,750 |
| Cumberland County | $832,750 |
| Essex County | $1,209,750 |
| Gloucester County | $832,750 |
| Hudson County | $1,209,750 |
| Hunterdon County | $1,209,750 |
| Mercer County | $832,750 |
| Middlesex County | $1,209,750 |
| Monmouth County | $1,209,750 |
| Morris County | $1,209,750 |
| Ocean County | $1,209,750 |
| Passaic County | $1,209,750 |
| Salem County | $832,750 |
| Somerset County | $1,209,750 |
| Sussex County | $1,209,750 |
| Union County | $1,209,750 |
| Warren County | $832,750 |
Related
- 2026 conforming loan limit: New Castle County, DE
- 2026 conforming loan limits in New Hampshire by county
- 2026 conforming loan limit: New Hanover County, NC
- 2026 conforming loan limit: New Kent County, VA
- 2026 conforming loan limit: New Madrid County, MO
- 2026 conforming loan limits in New Mexico by county
- 2026 conforming loan limits in New York by county
- 2026 conforming loan limit: New York County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.