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2026 conforming loan limit: New Madrid County, MO

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New Madrid County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.4 times the county's median home value of $111,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,881 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$111,800
Missouri median home value$230,300
Limit ÷ median home value7.45×
Median household income$51,881
Median home value ÷ income2.2×
Population15,731
Median property tax paid (owners)$814
Effective property tax rate (approx.)0.73%
Owner-occupied homes64.2%
Home value rank in Missouri105 of 115 counties
Neighbor: Fulton County, KYlimit $832,750; median home $79,100
Neighbor: Dunklin County, MOlimit $832,750; median home $97,600
Neighbor: Mississippi County, MOlimit $832,750; median home $109,000
Neighbor: Pemiscot County, MOlimit $832,750; median home $97,000
Neighbor: Scott County, MOlimit $832,750; median home $154,400
Neighbor: Stoddard County, MOlimit $832,750; median home $143,300
Neighbor: Lake County, TNlimit $832,750; median home $97,900

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. New Madrid County's median home value is 51% below the state median of $230,300 (rank 105 of 115). Among its 7 neighboring counties, Scott County has the highest median home value ($154,400) and Fulton County the lowest ($79,100); all share the same loan limit. Owners pay a median $814 a year in property tax, an effective rate of about 0.73% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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