Newaygo County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $186,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,304 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $186,700 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 4.46× |
| Median household income | $63,304 |
| Median home value ÷ income | 2.9× |
| Population | 50,792 |
| Median property tax paid (owners) | $2,055 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 86.5% |
| Home value rank in Michigan | 36 of 83 counties |
| Neighbor: Kent County, MI | limit $832,750; median home $289,900 |
| Neighbor: Lake County, MI | limit $832,750; median home $133,900 |
| Neighbor: Mason County, MI | limit $832,750; median home $219,600 |
| Neighbor: Mecosta County, MI | limit $832,750; median home $178,900 |
| Neighbor: Montcalm County, MI | limit $832,750; median home $185,500 |
| Neighbor: Muskegon County, MI | limit $832,750; median home $198,300 |
| Neighbor: Oceana County, MI | limit $832,750; median home $190,100 |
| Neighbor: Osceola County, MI | limit $832,750; median home $155,400 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Newaygo County's median home value is 19% below the state median of $231,600 (rank 36 of 83). Among its 8 neighboring counties, Kent County has the highest median home value ($289,900) and Lake County the lowest ($133,900); all share the same loan limit. Owners pay a median $2,055 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limits in New Mexico by county
- 2026 conforming loan limits in New York by county
- 2026 conforming loan limit: New York County, NY
- 2026 conforming loan limit: Newberry County, SC
- 2026 conforming loan limit: Newport County, RI
- 2026 conforming loan limit: Newport News City, VA
- 2026 conforming loan limit: Newton County, AR
- 2026 conforming loan limit: Newton County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.