Newport County, Rhode Island has a 2026 one-unit conforming loan limit of $832,750, which is 1.4 times the county's median home value of $609,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,514 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $609,700 |
| Rhode Island median home value | $404,200 |
| Limit ÷ median home value | 1.37× |
| Median household income | $103,514 |
| Median home value ÷ income | 5.9× |
| Population | 84,657 |
| Median property tax paid (owners) | $5,414 |
| Effective property tax rate (approx.) | 0.89% |
| Owner-occupied homes | 67.9% |
| Home value rank in Rhode Island | 1 of 5 counties |
| Neighbor: Bristol County, MA | limit $832,750; median home $451,200 |
| Neighbor: Bristol County, RI | limit $832,750; median home $513,800 |
| Neighbor: Kent County, RI | limit $832,750; median home $366,100 |
| Neighbor: Washington County, RI | limit $832,750; median home $510,800 |
Across Rhode Island's 5 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Newport County's median home value is 51% above the state median of $404,200 (rank 1 of 5). Among its 4 neighboring counties, Bristol County has the highest median home value ($513,800) and Kent County the lowest ($366,100); all share the same loan limit. Owners pay a median $5,414 a year in property tax, an effective rate of about 0.89% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: New York County, NY
- 2026 conforming loan limit: Newaygo County, MI
- 2026 conforming loan limit: Newberry County, SC
- 2026 conforming loan limit: Newport News City, VA
- 2026 conforming loan limit: Newton County, AR
- 2026 conforming loan limit: Newton County, GA
- 2026 conforming loan limit: Newton County, IN
- 2026 conforming loan limit: Newton County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.