Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Tennessee range from $122,800 to $122,800 for a 1–4 person household, depending on the county.
$122,800highest county limit
All Tennessee counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Anderson County | $122,800 | $162,100 |
| Bedford County | $122,800 | $162,100 |
| Benton County | $122,800 | $162,100 |
| Bledsoe County | $122,800 | $162,100 |
| Blount County | $122,800 | $162,100 |
| Bradley County | $122,800 | $162,100 |
| Campbell County | $122,800 | $162,100 |
| Carroll County | $122,800 | $162,100 |
| Carter County | $122,800 | $162,100 |
| Chester County | $122,800 | $162,100 |
| Claiborne County | $122,800 | $162,100 |
| Clay County | $122,800 | $162,100 |
| Cocke County | $122,800 | $162,100 |
| Coffee County | $122,800 | $162,100 |
| Crockett County | $122,800 | $162,100 |
| Cumberland County | $122,800 | $162,100 |
| DeKalb County | $122,800 | $162,100 |
| Decatur County | $122,800 | $162,100 |
| Dyer County | $122,800 | $162,100 |
| Fayette County | $122,800 | $162,100 |
| Fentress County | $122,800 | $162,100 |
| Franklin County | $122,800 | $162,100 |
| Gibson County | $122,800 | $162,100 |
| Giles County | $122,800 | $162,100 |
| Grainger County | $122,800 | $162,100 |
| Greene County | $122,800 | $162,100 |
| Grundy County | $122,800 | $162,100 |
| Hamblen County | $122,800 | $162,100 |
| Hamilton County | $122,800 | $162,100 |
| Hancock County | $122,800 | $162,100 |
| Hardeman County | $122,800 | $162,100 |
| Hardin County | $122,800 | $162,100 |
| Hawkins County | $122,800 | $162,100 |
| Haywood County | $122,800 | $162,100 |
| Henderson County | $122,800 | $162,100 |
| Henry County | $122,800 | $162,100 |
| Hickman County | $122,800 | $162,100 |
| Houston County | $122,800 | $162,100 |
| Humphreys County | $122,800 | $162,100 |
| Jackson County | $122,800 | $162,100 |
| Jefferson County | $122,800 | $162,100 |
| Johnson County | $122,800 | $162,100 |
| Knox County | $122,800 | $162,100 |
| Lake County | $122,800 | $162,100 |
| Lauderdale County | $122,800 | $162,100 |
| Lawrence County | $122,800 | $162,100 |
| Lewis County | $122,800 | $162,100 |
| Lincoln County | $122,800 | $162,100 |
| Loudon County | $122,800 | $162,100 |
| Macon County | $122,800 | $162,100 |
| Madison County | $122,800 | $162,100 |
| Marion County | $122,800 | $162,100 |
| Marshall County | $122,800 | $162,100 |
| Maury County | $122,800 | $162,100 |
| McMinn County | $122,800 | $162,100 |
| McNairy County | $122,800 | $162,100 |
| Meigs County | $122,800 | $162,100 |
| Monroe County | $122,800 | $162,100 |
| Montgomery County | $122,800 | $162,100 |
| Moore County | $122,800 | $162,100 |
| Morgan County | $122,800 | $162,100 |
| Obion County | $122,800 | $162,100 |
| Overton County | $122,800 | $162,100 |
| Perry County | $122,800 | $162,100 |
| Pickett County | $122,800 | $162,100 |
| Polk County | $122,800 | $162,100 |
| Putnam County | $122,800 | $162,100 |
| Rhea County | $122,800 | $162,100 |
| Roane County | $122,800 | $162,100 |
| Scott County | $122,800 | $162,100 |
| Sequatchie County | $122,800 | $162,100 |
| Sevier County | $122,800 | $162,100 |
| Shelby County | $122,800 | $162,100 |
| Smith County | $122,800 | $162,100 |
| Stewart County | $122,800 | $162,100 |
| Sullivan County | $122,800 | $162,100 |
| Tipton County | $122,800 | $162,100 |
| Unicoi County | $122,800 | $162,100 |
| Union County | $122,800 | $162,100 |
| Van Buren County | $122,800 | $162,100 |
| Warren County | $122,800 | $162,100 |
| Washington County | $122,800 | $162,100 |
| Wayne County | $122,800 | $162,100 |
| Weakley County | $122,800 | $162,100 |
| White County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Tennessee?
FY2026 USDA guaranteed loan income limits in Tennessee range from $122,800 to $122,800 for a 1–4 person household, depending on the county.
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