Homeowners in Chattanooga, Tennessee paid a median $2,265 a year in property tax on a median home worth $283,200, an effective rate of about 0.80% (Census 2020–2024).
0.62%Hamilton County overall
Chattanooga vs county, state and US
Effective rate
Median tax paid per year
Tax on a home in Chattanooga
At the local 0.80% effective rate
| Home value | Estimated yearly tax | Per month |
|---|---|---|
| $150,000 | $1,200 | $100 |
| $250,000 | $1,999 | $167 |
| $350,000 | $2,799 | $233 |
| $500,000 | $3,999 | $333 |
Buying a home in Hamilton County? 2026 loan limits
Nearby and related
- Hamilton County property taxcounty overview
- Tennessee property tax by countyranked
- East Ridge, TN0.74% effective
- Soddy-Daisy, TN0.58% effective
- Middle Valley, TN0.45% effective
- Red Bank, TN0.68% effective
- Collegedale, TN0.66% effective
- Cost of living in Tennesseeprices & rents
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, tables B25103 (median real estate taxes paid), B25077 (median home value), B25003, B25088, B19013 and B01003. These are 2020–2024 medians reported by owner-occupants, not 2026 tax bills or official mill rates. The effective rate here is median tax ÷ median home value. Actual bills depend on assessed value, exemptions (homestead, senior, veteran) and local levies. Check with your county assessor or treasurer. Not tax advice.
Major Cities & Counties in Tennessee
Largest by population (Census ACS 2020–2024). Property tax for each:
- Nashville-Davidson metropolitan government (balance) pop. 690,130
- Memphis pop. 618,980
- Knoxville pop. 195,185
- Clarksville pop. 176,456
- Murfreesboro pop. 161,445
- Franklin pop. 87,133
- Johnson City pop. 72,222
- Jackson pop. 68,435
- Hendersonville pop. 63,091
- Shelby County pop. 919,173
- Davidson County pop. 715,388
- Knox County pop. 494,148
- Hamilton County pop. 376,192
- Rutherford County pop. 360,646
- Williamson County pop. 260,351
- Montgomery County pop. 234,153
- Sumner County pop. 204,424
- Sullivan County pop. 160,624
- Wilson County pop. 158,805
Frequently asked questions
What is the property tax rate in Chattanooga, Tennessee?
Homeowners in Chattanooga, Tennessee paid a median $2,265 a year in property tax on a median home worth $283,200, an effective rate of about 0.80% (Census 2020–2024).
How much is property tax on a $250,000 home in Chattanooga?
About $1,999 a year at the 0.80% median effective rate. Exemptions such as homestead can lower it.
Is property tax in Chattanooga higher than the rest of Tennessee?
Chattanooga ranks #249 lowest of 262 Tennessee places we track. The statewide effective rate is 0.50%. Hamilton County overall is 0.62%.