Velocity Financial (VEL) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $14.71, -0.68% vs the prior close of $14.81.
- Volume 185.32K shares, 1.1x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
VEL dips 0.7% to $14.71. Closed at $14.71, -0.68% vs the prior close of $14.81. Day range $14.64–$15.16, opened at $14.89.
VEL daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — VEL dips 0.7% to $14.71
- Closed at $14.71, -0.68% vs the prior close of $14.81. Day range $14.64–$15.16, opened at $14.89.
- Volume was 185.32K shares, 1.1x its 50-day average of 161.75K.
- Price is -12.2% vs its 50-day average ($16.75) and -18.2% vs its 200-day average ($17.99).
- 52-week range $14.18–$21.40; today's close sits at 7% of that range, 31.2% below the 52-week high.
Oct 15, 2026 — VEL rises 1.9% to $14.81
- Closed at $14.81, +1.86% vs the prior close of $14.54. Day range $14.63–$15.20, opened at $14.68.
- Volume was 199.00K shares, 1.2x its 50-day average of 159.36K.
- Price is -11.9% vs its 50-day average ($16.82) and -17.8% vs its 200-day average ($18.01).
- 52-week range $14.18–$21.40; today's close sits at 9% of that range, 30.8% below the 52-week high.
Oct 14, 2026 — VEL dips 0.9% to $14.54, a 52-week low
- Closed at $14.54, -0.89% vs the prior close of $14.67. Day range $14.25–$14.66, opened at $14.48.
- Volume was 164.60K shares, 1.0x its 50-day average of 157.27K.
- Price is -13.8% vs its 50-day average ($16.87) and -19.4% vs its 200-day average ($18.03).
- 52-week range $14.18–$21.40; today's close sits at 5% of that range, 32.0% below the 52-week high.
Oct 13, 2026 — VEL rises 0.8% to $14.67
- Closed at $14.67, +0.76% vs the prior close of $14.56. Day range $14.43–$14.75, opened at $14.63.
- Volume was 171.00K shares, 1.1x its 50-day average of 155.30K.
- Price is -13.4% vs its 50-day average ($16.94) and -18.8% vs its 200-day average ($18.06).
- 52-week range $14.18–$21.40; today's close sits at 7% of that range, 31.4% below the 52-week high.
Oct 12, 2026 — VEL dips 1.2% to $14.56, a 52-week low
- Closed at $14.56, -1.15% vs the prior close of $14.73. Day range $14.56–$14.91, opened at $14.73.
- Volume was 166.40K shares, 1.1x its 50-day average of 154.30K.
- Price is -14.3% vs its 50-day average ($17.00) and -19.5% vs its 200-day average ($18.08).
- 52-week range $14.18–$21.40; today's close sits at 5% of that range, 31.9% below the 52-week high.
Oct 9, 2026 — VEL dips 1.2% to $14.73
- Closed at $14.73, -1.21% vs the prior close of $14.91. Day range $14.64–$15.00, opened at $14.86.
- Volume was 172.60K shares, 1.1x its 50-day average of 152.63K.
- Price is -13.6% vs its 50-day average ($17.06) and -18.7% vs its 200-day average ($18.11).
- 52-week range $14.18–$21.40; today's close sits at 8% of that range, 31.2% below the 52-week high.
Oct 8, 2026 — VEL rises 1.2% to $14.91
- Closed at $14.91, +1.15% vs the prior close of $14.74. Day range $14.48–$14.96, opened at $14.69.
- Volume was 204.20K shares, 1.4x its 50-day average of 150.07K.
- Price is -12.9% vs its 50-day average ($17.11) and -17.8% vs its 200-day average ($18.13).
- 52-week range $14.18–$21.40; today's close sits at 10% of that range, 30.3% below the 52-week high.
Oct 7, 2026 — VEL dips 0.9% to $14.74
- Closed at $14.74, -0.87% vs the prior close of $14.87. Day range $14.61–$14.85, opened at $14.71.
- Volume was 151.60K shares, 1.0x its 50-day average of 148.39K.
- Price is -14.2% vs its 50-day average ($17.17) and -18.8% vs its 200-day average ($18.15).
- 52-week range $14.18–$21.40; today's close sits at 8% of that range, 31.1% below the 52-week high.
Oct 6, 2026 — VEL rises 1.6% to $14.87
- Closed at $14.87, +1.64% vs the prior close of $14.63. Day range $14.53–$14.97, opened at $14.72.
- Volume was 130.30K shares, 0.9x its 50-day average of 147.51K.
- Price is -13.7% vs its 50-day average ($17.23) and -18.2% vs its 200-day average ($18.18).
- 52-week range $14.18–$21.40; today's close sits at 10% of that range, 30.5% below the 52-week high.
Oct 5, 2026 — VEL ends flat (+0.3%) to $14.63
- Closed at $14.63, +0.27% vs the prior close of $14.59. Day range $14.48–$14.84, opened at $14.48.
- Volume was 160.70K shares, 1.1x its 50-day average of 146.44K.
- Price is -15.4% vs its 50-day average ($17.29) and -19.6% vs its 200-day average ($18.20).
- 52-week range $14.18–$21.40; today's close sits at 6% of that range, 31.6% below the 52-week high.
Oct 2, 2026 — VEL ends flat (-0.1%) to $14.59, a 52-week low, 8 down days in a row
- Closed at $14.59, -0.14% vs the prior close of $14.61. Day range $14.36–$14.82, opened at $14.70.
- Volume was 217.10K shares, 1.5x its 50-day average of 144.92K.
- Price is -15.9% vs its 50-day average ($17.34) and -20.0% vs its 200-day average ($18.23).
- 52-week range $14.18–$21.40; today's close sits at 6% of that range, 31.8% below the 52-week high.
- That makes 8 straight losses.
VEL latest news & SEC filings
Every SEC filing by or about VEL in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 10, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Szczepaniak Mark R sold 2,000 shares at $18.03 (≈$36.06K) on Sep 10, 2026
- Szczepaniak Mark R sold 2,000 shares at $18.03 (≈$36.06K) on Sep 10, 2026
- Szczepaniak Mark R sold 2,000 shares at $18.03 (≈$36.06K) on Sep 10, 2026
- Szczepaniak Mark R sold 2,000 shares at $18.03 (≈$36.06K) on Sep 10, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 10, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 1, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Kelly Roland Thomas sold 1,600 shares at $18.00 (≈$28.80K) on Sep 1, 2026
- Kelly Roland Thomas sold 1,600 shares at $18.00 (≈$28.80K) on Sep 1, 2026
- Kelly Roland Thomas sold 1,600 shares at $18.00 (≈$28.80K) on Sep 1, 2026
- Kelly Roland Thomas sold 1,600 shares at $18.00 (≈$28.80K) on Sep 1, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Taylor Jeffrey T. sold 4,330 shares at $19.06 (≈$82.53K) on Aug 11, 2026
- Taylor Jeffrey T. sold 4,330 shares at $19.06 (≈$82.53K) on Aug 11, 2026
- Taylor Jeffrey T. sold 4,330 shares at $19.06 (≈$82.53K) on Aug 11, 2026
- Taylor Jeffrey T. sold 4,330 shares at $19.06 (≈$82.53K) on Aug 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Tam Fiona sold 1,232 shares at $19.00 (≈$23.41K) on Aug 11, 2026
- Tam Fiona sold 1,232 shares at $19.00 (≈$23.41K) on Aug 11, 2026
- Tam Fiona sold 1,232 shares at $19.00 (≈$23.41K) on Aug 11, 2026
- Tam Fiona sold 1,232 shares at $19.00 (≈$23.41K) on Aug 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 11, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 6, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $25.16M (prior year $26.00M) (-3.2% vs Jun 30, 2025)
- Diluted EPS: $0.64 (prior year $0.69) (-7.2% vs Jun 30, 2025)
Aug 5, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 5, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade VEL
- Last results release: Aug 5, 2026 (8-K Item 2.02). Previous ones: May 6, 2026, Mar 13, 2026, Jan 26, 2026. Based on that rhythm, the next report is likely around Nov 4, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.15% (largest 2.8%).
- Liquidity: about 204.76K shares (≈$3.01M) trade per day on average.
- 52-week position: $14.71 vs a range of $14.18–$21.40 (7% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Mark R Szczepaniak sold 2,000 shares on Sep 10, 2026.
- Latest filings: 8-K Aug 27, 2026; 10-Q Aug 6, 2026; 8-K Aug 5, 2026.
- Share count: 39.48M shares outstanding (Jul 31, 2026), +2.7% vs a year earlier.
- Listing: NYSE · industry: Finance Services.
VEL market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 14.89 | 15.16 | 14.64 | 14.71 | 185.32K |
| Oct 15, 2026 | 14.68 | 15.20 | 14.63 | 14.81 | 199.00K |
| Oct 14, 2026 | 14.48 | 14.66 | 14.25 | 14.54 | 164.60K |
| Oct 13, 2026 | 14.63 | 14.75 | 14.43 | 14.67 | 171.00K |
| Oct 12, 2026 | 14.73 | 14.91 | 14.56 | 14.56 | 166.40K |
| Oct 9, 2026 | 14.86 | 15.00 | 14.64 | 14.73 | 172.60K |
| Oct 8, 2026 | 14.69 | 14.96 | 14.48 | 14.91 | 204.20K |
| Oct 7, 2026 | 14.71 | 14.85 | 14.61 | 14.74 | 151.60K |
| Oct 6, 2026 | 14.72 | 14.97 | 14.53 | 14.87 | 130.30K |
| Oct 5, 2026 | 14.48 | 14.84 | 14.48 | 14.63 | 160.70K |
| Oct 2, 2026 | 14.70 | 14.82 | 14.36 | 14.59 | 217.10K |
| Oct 1, 2026 | 14.97 | 15.16 | 14.18 | 14.61 | 381.00K |
| Sep 30, 2026 | 15.16 | 15.25 | 14.88 | 15.02 | 260.10K |
| Sep 29, 2026 | 15.15 | 15.27 | 14.98 | 15.12 | 290.50K |
| Sep 28, 2026 | 15.37 | 15.55 | 15.16 | 15.20 | 200.80K |
| Sep 25, 2026 | 15.45 | 15.77 | 15.25 | 15.35 | 209.40K |
| Sep 24, 2026 | 15.92 | 15.92 | 15.31 | 15.40 | 234.70K |
| Sep 23, 2026 | 16.23 | 16.26 | 15.77 | 15.82 | 221.20K |
| Sep 22, 2026 | 16.26 | 16.40 | 15.96 | 16.28 | 170.70K |
| Sep 21, 2026 | 16.10 | 16.29 | 15.97 | 16.15 | 204.00K |
About Velocity Financial
Velocity Financial (VEL) is listed on the NYSE and classified by the SEC under “Finance Services”. Its business address is in WESTLAKE VILLAGE, CA. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 1692376.
VEL board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Dorika M Beckett | Director | May 22, 2026 |
| Christopher D. Farrar | Chief Executive Officer | Jun 30, 2026 |
| John Pitstick | Director | May 27, 2026 |
| Joy L. Schaefer | Director | May 27, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Christopher D. Farrar | Chief Executive Officer | Jun 30, 2026 |
| Roland Thomas Kelly | Chief Legal Officer and GC | Sep 1, 2026 |
| Mark R Szczepaniak | Chief Financial Officer | Sep 10, 2026 |
| Fiona Tam | Chief Accounting Officer | Aug 11, 2026 |
| Jeffrey T. Taylor | Executive VP, Capital Markets | Aug 11, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 10, 2026 | Mark R Szczepaniak | Sale | 2,000 | $18.03 |
| Sep 10, 2026 | Mark R Szczepaniak | Sale | 2,000 | $18.03 |
| Sep 10, 2026 | Mark R Szczepaniak | Sale | 2,000 | $18.03 |
| Sep 10, 2026 | Mark R Szczepaniak | Sale | 2,000 | $18.03 |
| Sep 1, 2026 | Roland Thomas Kelly | Sale | 1,600 | $18.00 |
| Sep 1, 2026 | Roland Thomas Kelly | Sale | 1,600 | $18.00 |
| Sep 1, 2026 | Roland Thomas Kelly | Sale | 1,600 | $18.00 |
| Sep 1, 2026 | Roland Thomas Kelly | Sale | 1,600 | $18.00 |
| Aug 11, 2026 | Jeffrey T. Taylor | Sale | 4,330 | $19.06 |
| Aug 11, 2026 | Jeffrey T. Taylor | Sale | 4,330 | $19.06 |
| Aug 11, 2026 | Jeffrey T. Taylor | Sale | 4,330 | $19.06 |
| Aug 11, 2026 | Jeffrey T. Taylor | Sale | 4,330 | $19.06 |
| Aug 11, 2026 | Fiona Tam | Sale | 1,232 | $19.00 |
| Aug 11, 2026 | Fiona Tam | Sale | 1,232 | $19.00 |
| Aug 11, 2026 | Fiona Tam | Sale | 1,232 | $19.00 |
VEL financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $105.05M | 2.75 | $18.16M |
| Dec 31, 2024 | — | $68.42M | 1.91 | $37.76M |
| Dec 31, 2023 | — | $52.27M | 1.52 | $48.84M |
| Dec 31, 2022 | — | $32.21M | 0.94 | $48.67M |
| Dec 31, 2021 | — | $29.22M | 0.86 | $57.62M |
Latest balance sheet: total assets $7.96B, total liabilities $7.24B, cash $76.11M (as of Jun 30, 2026).
VEL earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 5, 2026 | 8-K Item 2.02 (results) | $17.67 |
| May 6, 2026 | 8-K Item 2.02 (results) | $19.57 |
| Mar 13, 2026 | 8-K Item 2.02 (results) | $17.41 |
| Jan 26, 2026 | 8-K Item 2.02 (results) | $20.41 |
| Nov 7, 2025 | 8-K Item 2.02 (results) | $18.91 |
| Aug 8, 2025 | 8-K Item 2.02 (results) | $17.58 |
| May 2, 2025 | 8-K Item 2.02 (results) | $17.12 |
| Mar 10, 2025 | 8-K Item 2.02 (results) | $19.97 |
| Nov 8, 2024 | 8-K Item 2.02 (results) | $19.82 |
| Aug 2, 2024 | 8-K Item 2.02 (results) | — |
| May 3, 2024 | 8-K Item 2.02 (results) | — |
| Mar 8, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.