Synchrony Financial (SYF-PA) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $17.79, -0.56% vs the prior close of $17.89.
- Volume 56.76K shares, 0.8x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
SYF-PA dips 0.6% to $17.79. Closed at $17.79, -0.56% vs the prior close of $17.89. Day range $17.66–$18.09, opened at $17.97.
SYF-PA daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — SYF-PA dips 0.6% to $17.79
- Closed at $17.79, -0.56% vs the prior close of $17.89. Day range $17.66–$18.09, opened at $17.97.
- Volume was 56.76K shares, 0.8x its 50-day average of 74.22K.
- Price is -3.8% vs its 50-day average ($18.50) and -7.5% vs its 200-day average ($19.23).
- 52-week range $17.66–$20.55; today's close sits at 4% of that range, 13.4% below the 52-week high.
Oct 15, 2026 — SYF-PA rises 0.7% to $17.89
- Closed at $17.89, +0.68% vs the prior close of $17.77. Day range $17.75–$18.10, opened at $17.78.
- Volume was 28.87K shares, 0.4x its 50-day average of 74.88K — lighter than usual.
- Price is -3.4% vs its 50-day average ($18.52) and -7.0% vs its 200-day average ($19.23).
- 52-week range $17.74–$20.55; today's close sits at 5% of that range, 12.9% below the 52-week high.
Oct 14, 2026 — SYF-PA dips 1.2% to $17.77, a 52-week low on 2.9x normal volume
- Closed at $17.77, -1.22% vs the prior close of $17.99. Day range $17.76–$18.04, opened at $17.92.
- Volume was 208.84K shares, 2.9x its 50-day average of 71.65K — unusually heavy trading.
- Price is -4.2% vs its 50-day average ($18.55) and -7.7% vs its 200-day average ($19.24).
- 52-week range $17.74–$20.55; today's close sits at 1% of that range, 13.5% below the 52-week high.
- That makes 3 straight losses.
Oct 13, 2026 — SYF-PA ends flat (-0.2%) to $17.99 on 2.8x normal volume
- Closed at $17.99, -0.17% vs the prior close of $18.02. Day range $17.90–$18.14, opened at $18.14.
- Volume was 191.69K shares, 2.8x its 50-day average of 68.67K — unusually heavy trading.
- Price is -3.2% vs its 50-day average ($18.58) and -6.6% vs its 200-day average ($19.25).
- 52-week range $17.74–$20.55; today's close sits at 9% of that range, 12.5% below the 52-week high.
Oct 12, 2026 — SYF-PA dips 0.7% to $18.02 on 3.8x normal volume
- Closed at $18.02, -0.72% vs the prior close of $18.15. Day range $18.01–$18.24, opened at $18.15.
- Volume was 250.05K shares, 3.8x its 50-day average of 65.48K — unusually heavy trading.
- Price is -3.2% vs its 50-day average ($18.61) and -6.4% vs its 200-day average ($19.26).
- 52-week range $17.74–$20.55; today's close sits at 10% of that range, 12.3% below the 52-week high.
Oct 9, 2026 — SYF-PA rises 0.6% to $18.15 on 2.8x normal volume
- Closed at $18.15, +0.55% vs the prior close of $18.05. Day range $18.06–$18.23, opened at $18.11.
- Volume was 176.99K shares, 2.8x its 50-day average of 62.77K — unusually heavy trading.
- Price is -2.6% vs its 50-day average ($18.64) and -5.8% vs its 200-day average ($19.27).
- 52-week range $17.74–$20.55; today's close sits at 15% of that range, 11.7% below the 52-week high.
Oct 8, 2026 — SYF-PA dips 0.5% to $18.05 on 2.8x normal volume
- Closed at $18.05, -0.50% vs the prior close of $18.14. Day range $17.99–$18.14, opened at $18.11.
- Volume was 169.94K shares, 2.8x its 50-day average of 61.55K — unusually heavy trading.
- Price is -3.3% vs its 50-day average ($18.66) and -6.3% vs its 200-day average ($19.27).
- 52-week range $17.74–$20.55; today's close sits at 11% of that range, 12.2% below the 52-week high.
Oct 7, 2026 — SYF-PA rises 0.8% to $18.14 on 3.5x normal volume
- Closed at $18.14, +0.78% vs the prior close of $18.00. Day range $17.98–$18.19, opened at $18.00.
- Volume was 207.62K shares, 3.5x its 50-day average of 58.62K — unusually heavy trading.
- Price is -2.9% vs its 50-day average ($18.68) and -5.9% vs its 200-day average ($19.28).
- 52-week range $17.74–$20.60; today's close sits at 14% of that range, 11.9% below the 52-week high.
Oct 6, 2026 — SYF-PA dips 0.4% to $18.00, 3 down days in a row
- Closed at $18.00, -0.44% vs the prior close of $18.08. Day range $18.00–$18.15, opened at $18.05.
- Volume was 39.97K shares, 0.7x its 50-day average of 58.71K.
- Price is -3.8% vs its 50-day average ($18.70) and -6.7% vs its 200-day average ($19.29).
- 52-week range $17.74–$20.60; today's close sits at 9% of that range, 12.6% below the 52-week high.
- That makes 3 straight losses.
Oct 5, 2026 — SYF-PA ends flat (-0.2%) to $18.08
- Closed at $18.08, -0.17% vs the prior close of $18.11. Day range $17.95–$18.32, opened at $18.20.
- Volume was 93.02K shares, 1.6x its 50-day average of 57.42K.
- Price is -3.4% vs its 50-day average ($18.72) and -6.3% vs its 200-day average ($19.29).
- 52-week range $17.74–$20.78; today's close sits at 11% of that range, 13.0% below the 52-week high.
Oct 2, 2026 — SYF-PA dips 0.4% to $18.11
- Closed at $18.11, -0.39% vs the prior close of $18.18. Day range $17.87–$18.32, opened at $18.18.
- Volume was 33.31K shares, 0.6x its 50-day average of 57.97K — lighter than usual.
- Price is -3.3% vs its 50-day average ($18.73) and -6.2% vs its 200-day average ($19.30).
- 52-week range $17.74–$20.80; today's close sits at 12% of that range, 12.9% below the 52-week high.
SYF-PA latest news & SEC filings
Every SEC filing by or about SYF-PA in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Coviello Arthur W Jr received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 27,012
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Alves Paget Leonard received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 53,380
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Aguirre Fernando received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 31,119
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Colao Daniel O received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 6,528
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Naylor Jeffrey G received an award of 1,287 shares at $70.97 (≈$91.34K) on Sep 30, 2026; now holds 66,904
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Zane Ellen M received an award of 846 shares at $70.97 (≈$60.04K) on Sep 30, 2026; now holds 33,087
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 14, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 17, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Aug 12, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 31, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 29, 2026 · Form 424B5 — Prospectus supplement
Prospectus supplement — the company is selling securities off a shelf registration
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 28, 2026 · Form FWP — Free writing prospectus (offering marketing material)
Free writing prospectus (offering marketing material)
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 28, 2026 · Form 424B5 — Prospectus supplement
Prospectus supplement — the company is selling securities off a shelf registration
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Jul 23, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $885.00M (prior year $967.00M) (-8.5% vs Jun 30, 2025)
- Diluted EPS: $2.59 (prior year $2.50) (+3.6% vs Jun 30, 2025)
Jul 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Things to know before you trade SYF-PA
- Last results release: Aug 17, 2026 (8-K Item 2.02). Previous ones: Jul 21, 2026, Apr 21, 2026, Jan 27, 2026. Based on that rhythm, the next report is likely around Nov 16, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.53% (largest 1.4%). That is a relatively calm stock.
- Liquidity: about 114.83K shares (≈$2.04M) trade per day on average.
- 52-week position: $17.79 vs a range of $17.66–$20.55 (4% of the range).
- Dividends: last ex-dividend date Aug 5, 2026 ($0.3516/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Alberto Casellas sold 5,456 shares on Aug 13, 2026.
- Latest filings: 8-K Sep 14, 2026; 8-K Aug 17, 2026; 8-K Jul 31, 2026.
- Share count: 325.37M shares outstanding (Jul 17, 2026), -12.5% vs a year earlier — the company has been reducing its share count.
- Listing: NYSE · industry: Finance Services.
SYF-PA market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 17.97 | 18.09 | 17.66 | 17.79 | 56.76K |
| Oct 15, 2026 | 17.78 | 18.10 | 17.75 | 17.89 | 28.87K |
| Oct 14, 2026 | 17.92 | 18.04 | 17.76 | 17.77 | 208.84K |
| Oct 13, 2026 | 18.14 | 18.14 | 17.90 | 17.99 | 191.69K |
| Oct 12, 2026 | 18.15 | 18.24 | 18.01 | 18.02 | 250.05K |
| Oct 9, 2026 | 18.11 | 18.23 | 18.06 | 18.15 | 176.99K |
| Oct 8, 2026 | 18.11 | 18.14 | 17.99 | 18.05 | 169.94K |
| Oct 7, 2026 | 18.00 | 18.19 | 17.98 | 18.14 | 207.62K |
| Oct 6, 2026 | 18.05 | 18.15 | 18.00 | 18.00 | 39.97K |
| Oct 5, 2026 | 18.20 | 18.32 | 17.95 | 18.08 | 93.02K |
| Oct 2, 2026 | 18.18 | 18.32 | 17.87 | 18.11 | 33.31K |
| Oct 1, 2026 | 17.87 | 18.28 | 17.74 | 18.18 | 119.11K |
| Sep 30, 2026 | 18.05 | 18.18 | 17.93 | 17.93 | 231.09K |
| Sep 29, 2026 | 18.15 | 18.22 | 18.00 | 18.00 | 101.55K |
| Sep 28, 2026 | 18.12 | 18.28 | 18.02 | 18.04 | 131.44K |
| Sep 25, 2026 | 18.31 | 18.49 | 18.12 | 18.15 | 112.36K |
| Sep 24, 2026 | 18.26 | 18.37 | 18.26 | 18.28 | 38.77K |
| Sep 23, 2026 | 18.50 | 18.52 | 18.26 | 18.31 | 57.69K |
| Sep 22, 2026 | 18.42 | 18.63 | 18.42 | 18.45 | 22.72K |
| Sep 21, 2026 | 18.55 | 18.94 | 18.40 | 18.40 | 24.87K |
About Synchrony Financial
Synchrony Financial (SYF-PA) is listed on the NYSE and classified by the SEC under “Finance Services”. Its business address is in STAMFORD, CT. State of incorporation: NY. Fiscal year ends December 31. SEC CIK 1601712.
SYF-PA board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Fernando Aguirre | Director | Aug 19, 2026 |
| Paget Leonard Alves | Director | Aug 19, 2026 |
| Daniel O Colao | Director | Aug 19, 2026 |
| Arthur W Jr Coviello | Director | Aug 19, 2026 |
| Kamila K Chytil | Director | Aug 19, 2026 |
| Brian D Doubles | See remarks | Aug 19, 2026 |
| Deborah G Ellinger | Director | Aug 19, 2026 |
| Roy A Guthrie | Director | Aug 19, 2026 |
| Jeffrey G Naylor | Director | Aug 19, 2026 |
| P.W. Parker | Director | Aug 19, 2026 |
| Laurel Richie | Director | Aug 19, 2026 |
| Ellen M Zane | Director | Aug 19, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Alberto Casellas | See remarks | Aug 19, 2026 |
| Brian D Doubles | See remarks | Aug 19, 2026 |
| Courtney Gentleman | See remarks | Aug 19, 2026 |
| Curtis Howse | See remarks | Aug 19, 2026 |
| Carol Juel | See remarks | Aug 19, 2026 |
| Jonathan S Mothner | See remarks | Aug 19, 2026 |
| Darrell Owens | See remarks | Aug 19, 2026 |
| Bart Schaller | See remarks | May 19, 2026 |
| Amy Tiliakos | See remarks | Aug 19, 2026 |
| Brian J. Sr. Wenzel | See remarks | Aug 19, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 13, 2026 | Alberto Casellas | Sale | 5,456 | $80.00 |
| Aug 13, 2026 | Alberto Casellas | Sale | 5,456 | $80.00 |
| Aug 13, 2026 | Alberto Casellas | Sale | 5,456 | $80.00 |
| Aug 13, 2026 | Alberto Casellas | Sale | 5,456 | $80.00 |
| Aug 3, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $77.17 |
| Aug 3, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $77.17 |
| Aug 3, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $77.17 |
| Aug 3, 2026 | Arthur W Jr Coviello | Sale | 4,000 | $77.17 |
| Aug 3, 2026 | Darrell Owens | Sale | 610 | $76.73 |
| Aug 3, 2026 | Darrell Owens | Sale | 610 | $76.73 |
| Aug 3, 2026 | Darrell Owens | Sale | 610 | $76.73 |
| Aug 3, 2026 | Darrell Owens | Sale | 610 | $76.73 |
| Aug 3, 2026 | Courtney Gentleman | Sale | 721 | $76.73 |
| Aug 3, 2026 | Courtney Gentleman | Sale | 721 | $76.73 |
| Aug 3, 2026 | Courtney Gentleman | Sale | 721 | $76.73 |
SYF-PA financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $3.55B | 9.28 | $9.85B |
| Dec 31, 2024 | — | $3.50B | 8.55 | $9.85B |
| Dec 31, 2023 | — | $2.24B | 5.19 | $8.59B |
| Dec 31, 2022 | — | $3.02B | 6.15 | $6.69B |
| Dec 31, 2021 | — | $4.22B | 7.34 | $7.10B |
Latest balance sheet: total assets $121.93B, total liabilities $105.03B, cash $16.19B (as of Jun 30, 2026).
SYF-PA earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 17, 2026 | 8-K Item 2.02 (results) | $19.33 |
| Jul 21, 2026 | 8-K Item 2.02 (results) | $18.77 |
| Apr 21, 2026 | 8-K Item 2.02 (results) | $20.08 |
| Jan 27, 2026 | 8-K Item 2.02 (results) | $19.77 |
| Oct 15, 2025 | 8-K Item 2.02 (results) | $20.29 |
| Jul 22, 2025 | 8-K Item 2.02 (results) | $19.40 |
| Apr 22, 2025 | 8-K Item 2.02 (results) | $17.15 |
| Jan 28, 2025 | 8-K Item 2.02 (results) | $19.50 |
| Oct 16, 2024 | 8-K Item 2.02 (results) | — |
| Jul 17, 2024 | 8-K Item 2.02 (results) | — |
| Apr 24, 2024 | 8-K Item 2.02 (results) | — |
| Jan 23, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.