Healthequity (HQY) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $92.03, -0.52% vs the prior close of $92.51.
- Volume 550.68K shares, 0.6x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
HQY dips 0.5% to $92.03. Closed at $92.03, -0.52% vs the prior close of $92.51. Day range $91.62–$93.83, opened at $93.23.
HQY daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — HQY dips 0.5% to $92.03
- Closed at $92.03, -0.52% vs the prior close of $92.51. Day range $91.62–$93.83, opened at $93.23.
- Volume was 550.68K shares, 0.6x its 50-day average of 864.15K.
- Price is -4.4% vs its 50-day average ($96.25) and +3.9% vs its 200-day average ($88.58).
- 52-week range $72.76–$107.62; today's close sits at 55% of that range, 14.5% below the 52-week high.
Oct 15, 2026 — HQY rises 2.9% to $92.51
- Closed at $92.51, +2.94% vs the prior close of $89.87. Day range $89.79–$92.90, opened at $90.75.
- Volume was 735.50K shares, 0.9x its 50-day average of 860.62K.
- Price is -4.1% vs its 50-day average ($96.48) and +4.4% vs its 200-day average ($88.58).
- 52-week range $72.76–$107.62; today's close sits at 57% of that range, 14.0% below the 52-week high.
Oct 14, 2026 — HQY dips 0.4% to $89.87, 4 down days in a row
- Closed at $89.87, -0.35% vs the prior close of $90.19. Day range $89.08–$92.72, opened at $89.84.
- Volume was 820.40K shares, 1.0x its 50-day average of 859.35K.
- Price is -7.1% vs its 50-day average ($96.71) and +1.5% vs its 200-day average ($88.59).
- 52-week range $72.76–$107.62; today's close sits at 49% of that range, 16.5% below the 52-week high.
- That makes 4 straight losses.
Oct 13, 2026 — HQY dips 2.0% to $90.19, 3 down days in a row
- Closed at $90.19, -2.00% vs the prior close of $92.03. Day range $89.92–$92.72, opened at $92.43.
- Volume was 856.10K shares, 1.0x its 50-day average of 860.19K.
- Price is -7.0% vs its 50-day average ($97.02) and +1.8% vs its 200-day average ($88.60).
- 52-week range $72.76–$107.62; today's close sits at 50% of that range, 16.2% below the 52-week high.
- That makes 3 straight losses.
Oct 12, 2026 — HQY dips 0.6% to $92.03
- Closed at $92.03, -0.63% vs the prior close of $92.61. Day range $91.37–$92.90, opened at $91.94.
- Volume was 610.90K shares, 0.7x its 50-day average of 858.51K.
- Price is -5.4% vs its 50-day average ($97.30) and +3.9% vs its 200-day average ($88.61).
- 52-week range $72.76–$107.62; today's close sits at 55% of that range, 14.5% below the 52-week high.
Oct 9, 2026 — HQY dips 0.5% to $92.61
- Closed at $92.61, -0.47% vs the prior close of $93.05. Day range $92.02–$93.96, opened at $92.98.
- Volume was 555.90K shares, 0.6x its 50-day average of 860.12K.
- Price is -5.0% vs its 50-day average ($97.47) and +4.5% vs its 200-day average ($88.62).
- 52-week range $72.76–$107.62; today's close sits at 57% of that range, 13.9% below the 52-week high.
- SEC filings that day: 8-K.
Oct 8, 2026 — HQY rises 1.3% to $93.05
- Closed at $93.05, +1.25% vs the prior close of $91.90. Day range $90.88–$93.54, opened at $91.09.
- Volume was 772.80K shares, 0.9x its 50-day average of 862.38K.
- Price is -4.7% vs its 50-day average ($97.64) and +5.0% vs its 200-day average ($88.62).
- 52-week range $72.76–$107.62; today's close sits at 58% of that range, 13.5% below the 52-week high.
Oct 7, 2026 — HQY rises 0.9% to $91.90
- Closed at $91.90, +0.93% vs the prior close of $91.05. Day range $91.00–$92.98, opened at $91.05.
- Volume was 893.00K shares, 1.0x its 50-day average of 859.47K.
- Price is -6.1% vs its 50-day average ($97.86) and +3.7% vs its 200-day average ($88.64).
- 52-week range $72.76–$107.62; today's close sits at 55% of that range, 14.6% below the 52-week high.
Oct 6, 2026 — HQY dips 0.5% to $91.05
- Closed at $91.05, -0.55% vs the prior close of $91.55. Day range $90.34–$92.01, opened at $91.43.
- Volume was 726.90K shares, 0.8x its 50-day average of 858.99K.
- Price is -7.1% vs its 50-day average ($98.05) and +2.7% vs its 200-day average ($88.65).
- 52-week range $72.76–$107.62; today's close sits at 52% of that range, 15.4% below the 52-week high.
Oct 5, 2026 — HQY rises 1.7% to $91.55, 4 up days in a row
- Closed at $91.55, +1.68% vs the prior close of $90.04. Day range $89.67–$92.38, opened at $90.38.
- Volume was 1.02M shares, 1.2x its 50-day average of 858.11K.
- Price is -6.8% vs its 50-day average ($98.21) and +3.2% vs its 200-day average ($88.68).
- 52-week range $72.76–$107.62; today's close sits at 54% of that range, 14.9% below the 52-week high.
- That makes 4 straight gains.
Oct 2, 2026 — HQY rises 0.7% to $90.04, 3 up days in a row
- Closed at $90.04, +0.75% vs the prior close of $89.37. Day range $88.67–$91.02, opened at $89.83.
- Volume was 834.50K shares, 1.0x its 50-day average of 855.69K.
- Price is -8.4% vs its 50-day average ($98.27) and +1.5% vs its 200-day average ($88.70).
- 52-week range $72.76–$107.62; today's close sits at 50% of that range, 16.3% below the 52-week high.
- That makes 3 straight gains.
HQY latest news & SEC filings
Every SEC filing by or about HQY in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 9, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Oct 9, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Oct 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Ladd Delano had withheld for taxes 1,080 shares at $91.16 (≈$98.45K) on Oct 6, 2026; now holds 88,974
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 8, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Oct 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Fiore Michael Henry had withheld for taxes 2,032 shares at $91.16 (≈$185.23K) on Oct 6, 2026; now holds 50,212
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 8, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Oct 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Neeleman Stephen had withheld for taxes 1,095 shares at $91.16 (≈$99.82K) on Oct 6, 2026; now holds 136,470
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Oct 8, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 30, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 27, 2026 · Form S-8 — Employee share plan registration
Registration of shares for employee stock plans (S-8)
Aug 27, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jul 31, 2026:
- Revenue: $350.73M (prior year $325.83M) (+7.6% vs Jul 31, 2025)
- Net income: $65.64M (prior year $59.85M) (+9.7% vs Jul 31, 2025)
- Diluted EPS: $0.78 (prior year $0.68) (+14.7% vs Jul 31, 2025)
Aug 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 31, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 15, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jun 26, 2026 · Form S-8 — Employee share plan registration
Registration of shares for employee stock plans (S-8)
Things to know before you trade HQY
- Last results release: Aug 27, 2026 (8-K Item 2.02). Previous ones: May 28, 2026, Mar 17, 2026, Feb 17, 2026. Based on that rhythm, the next report is likely around Nov 26, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.17% (largest 2.9%).
- Liquidity: about 873.99K shares (≈$80.43M) trade per day on average.
- 52-week position: $92.03 vs a range of $72.76–$107.62 (55% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Adrian T Dillon sold 1,332 shares on Aug 25, 2026.
- Latest filings: 8-K Oct 9, 2026; 8-K Sep 30, 2026; 10-Q Aug 27, 2026.
- Share count: 82.72M shares outstanding (Aug 20, 2026), -4.0% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: Services-Business Services, NEC.
HQY market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 93.23 | 93.83 | 91.62 | 92.03 | 550.68K |
| Oct 15, 2026 | 90.75 | 92.90 | 89.79 | 92.51 | 735.50K |
| Oct 14, 2026 | 89.84 | 92.72 | 89.08 | 89.87 | 820.40K |
| Oct 13, 2026 | 92.43 | 92.72 | 89.92 | 90.19 | 856.10K |
| Oct 12, 2026 | 91.94 | 92.90 | 91.37 | 92.03 | 610.90K |
| Oct 9, 2026 | 92.98 | 93.96 | 92.02 | 92.61 | 555.90K |
| Oct 8, 2026 | 91.09 | 93.54 | 90.88 | 93.05 | 772.80K |
| Oct 7, 2026 | 91.05 | 92.98 | 91.00 | 91.90 | 893.00K |
| Oct 6, 2026 | 91.43 | 92.01 | 90.34 | 91.05 | 726.90K |
| Oct 5, 2026 | 90.38 | 92.38 | 89.67 | 91.55 | 1.02M |
| Oct 2, 2026 | 89.83 | 91.02 | 88.67 | 90.04 | 834.50K |
| Oct 1, 2026 | 88.46 | 89.51 | 87.79 | 89.37 | 726.50K |
| Sep 30, 2026 | 87.19 | 89.11 | 86.36 | 88.46 | 900.60K |
| Sep 29, 2026 | 88.67 | 88.67 | 86.01 | 87.25 | 1.02M |
| Sep 28, 2026 | 88.25 | 89.51 | 87.25 | 88.44 | 1.50M |
| Sep 25, 2026 | 88.51 | 89.25 | 87.27 | 88.25 | 1.28M |
| Sep 24, 2026 | 90.96 | 91.10 | 88.25 | 88.60 | 901.80K |
| Sep 23, 2026 | 91.35 | 92.02 | 90.20 | 90.39 | 900.10K |
| Sep 22, 2026 | 95.77 | 95.97 | 91.28 | 91.75 | 1.22M |
| Sep 21, 2026 | 95.45 | 95.97 | 94.39 | 94.52 | 655.60K |
About Healthequity
Healthequity (HQY) is listed on the Nasdaq and classified by the SEC under “Services-Business Services, NEC”. Its business address is in DRAPER, UT. State of incorporation: DE. Fiscal year ends January 31. SEC CIK 1428336.
HQY board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Scott Cutler | President and CEO | Jul 10, 2026 |
| Adrian T Dillon | Director | Aug 27, 2026 |
| Evelyn S Dilsaver | Director | Jun 29, 2026 |
| William Gassen | Director | Jun 29, 2026 |
| Noemie Clemence Heuland | Director | Sep 30, 2026 |
| Debra Charlotte Mccowan | Director | Jun 29, 2026 |
| Rajesh Natarajan | Director | Jun 29, 2026 |
| Stephen Neeleman | FOUNDER AND VICE CHAIRMAN | Sep 18, 2026 |
| Stuart B. Parker | Director | Jun 29, 2026 |
| Robert W Selander | Director | Jun 29, 2026 |
| Gayle Furgurson Wellborn | Director | Jun 29, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Scott Cutler | President and CEO | Jul 10, 2026 |
| Michael Henry Fiore | EVP, CHIEF COMMERCIAL OFFICER | Jul 14, 2026 |
| Michael Gathright | Chief Customer Officer | Jul 13, 2026 |
| Delano Ladd | EVP, General Counsel | Jul 10, 2026 |
| James M Lucania | EVP & CFO | Jul 10, 2026 |
| Stephen Neeleman | FOUNDER AND VICE CHAIRMAN | Sep 18, 2026 |
| Sunil Rajasekar | EVP Chief Prod & Strat Officer | May 12, 2026 |
| Elimelech Rosner | EVP, CHIEF TECHNOLOGY OFFICER | Apr 8, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 25, 2026 | Adrian T Dillon | Sale | 1,332 | $105.26 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 6,300 | $104.47 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 1,332 | $105.26 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 6,300 | $104.47 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 1,332 | $105.26 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 6,300 | $104.47 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 1,332 | $105.26 |
| Aug 25, 2026 | Adrian T Dillon | Sale | 6,300 | $104.47 |
| Jul 10, 2026 | Michael Henry Fiore | Sale | 2,354 | $95.00 |
| Jul 10, 2026 | Michael Henry Fiore | Sale | 2,354 | $95.00 |
| Jul 10, 2026 | Michael Henry Fiore | Sale | 2,354 | $95.00 |
| Jul 10, 2026 | Michael Henry Fiore | Sale | 2,354 | $95.00 |
| Jul 2, 2026 | Michael Henry Fiore | Sale | 2,470 | $95.00 |
| Jul 2, 2026 | Michael Henry Fiore | Sale | 2,470 | $95.00 |
| Jul 2, 2026 | Michael Henry Fiore | Sale | 2,470 | $95.00 |
HQY financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Jan 31, 2026 | $1.31B | $215.20M | 2.46 | $457.09M |
| Jan 31, 2025 | $1.20B | $96.70M | 1.09 | $339.86M |
| Jan 31, 2024 | $999.59M | $55.71M | 0.64 | $242.83M |
| Jan 31, 2023 | $861.75M | $-26.14M | -0.31 | $150.65M |
| Jan 31, 2022 | $756.56M | $-44.29M | -0.53 | $141.00M |
Latest balance sheet: total assets $3.27B, total liabilities $1.28B, cash $256.00M (as of Jul 31, 2026).
HQY earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 27, 2026 | 8-K Item 2.02 (results) | $93.39 |
| May 28, 2026 | 8-K Item 2.02 (results) | $90.52 |
| Mar 17, 2026 | 8-K Item 2.02 (results) | $79.40 |
| Feb 17, 2026 | 8-K Item 2.02 (results) | $74.36 |
| Dec 3, 2025 | 8-K Item 2.02 (results) | $98.64 |
| Sep 2, 2025 | 8-K Item 2.02 (results) | $88.85 |
| Jun 3, 2025 | 8-K Item 2.02 (results) | $103.76 |
| Mar 18, 2025 | 8-K Item 2.02 (results) | $101.67 |
| Feb 18, 2025 | 8-K Item 2.02 (results) | $113.24 |
| Dec 9, 2024 | 8-K Item 2.02 (results) | $101.00 |
| Sep 3, 2024 | 8-K Item 2.02 (results) | — |
| Jun 3, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.