Consumer Portfolio Services (CPSS) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $9.15, -0.22% vs the prior close of $9.17.
- Volume 18.58K shares, 0.7x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
CPSS ends flat (-0.2%) to $9.15. Closed at $9.15, -0.22% vs the prior close of $9.17. Day range $9.10–$9.25, opened at $9.18.
CPSS daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — CPSS ends flat (-0.2%) to $9.15
- Closed at $9.15, -0.22% vs the prior close of $9.17. Day range $9.10–$9.25, opened at $9.18.
- Volume was 18.58K shares, 0.7x its 50-day average of 24.96K.
- Price is -1.6% vs its 50-day average ($9.30) and +1.6% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 57% of that range, 12.8% below the 52-week high.
Oct 15, 2026 — CPSS rises 1.1% to $9.17
- Closed at $9.17, +1.10% vs the prior close of $9.07. Day range $9.13–$9.26, opened at $9.18.
- Volume was 17.10K shares, 0.7x its 50-day average of 24.88K.
- Price is -1.5% vs its 50-day average ($9.31) and +1.8% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 57% of that range, 12.6% below the 52-week high.
Oct 14, 2026 — CPSS dips 1.0% to $9.07
- Closed at $9.07, -0.98% vs the prior close of $9.16. Day range $9.00–$9.24, opened at $9.05.
- Volume was 42.30K shares, 1.7x its 50-day average of 24.48K.
- Price is -2.6% vs its 50-day average ($9.31) and +0.7% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 54% of that range, 13.5% below the 52-week high.
Oct 13, 2026 — CPSS rises 0.3% to $9.16
- Closed at $9.16, +0.33% vs the prior close of $9.13. Day range $9.14–$9.29, opened at $9.25.
- Volume was 28.70K shares, 1.2x its 50-day average of 24.17K.
- Price is -1.7% vs its 50-day average ($9.31) and +1.7% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 57% of that range, 12.7% below the 52-week high.
- SEC filings that day: 8-K.
Oct 12, 2026 — CPSS dips 2.7% to $9.13, 3 down days in a row
- Closed at $9.13, -2.67% vs the prior close of $9.38. Day range $9.09–$9.45, opened at $9.45.
- Volume was 24.30K shares, 1.0x its 50-day average of 24.16K.
- Price is -2.1% vs its 50-day average ($9.32) and +1.3% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 56% of that range, 13.0% below the 52-week high.
- That makes 3 straight losses.
Oct 9, 2026 — CPSS dips 0.4% to $9.38
- Closed at $9.38, -0.42% vs the prior close of $9.42. Day range $9.32–$9.41, opened at $9.41.
- Volume was 16.70K shares, 0.7x its 50-day average of 24.17K.
- Price is +0.6% vs its 50-day average ($9.33) and +4.1% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 64% of that range, 10.6% below the 52-week high.
Oct 8, 2026 — CPSS dips 0.4% to $9.42
- Closed at $9.42, -0.42% vs the prior close of $9.46. Day range $9.19–$9.46, opened at $9.19.
- Volume was 11.80K shares, 0.5x its 50-day average of 24.77K — lighter than usual.
- Price is +1.0% vs its 50-day average ($9.33) and +4.6% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 65% of that range, 10.2% below the 52-week high.
Oct 7, 2026 — CPSS jumps 5.0% to $9.46
- Closed at $9.46, +4.99% vs the prior close of $9.01. Day range $8.94–$9.59, opened at $8.94.
- Volume was 40.90K shares, 1.7x its 50-day average of 24.28K.
- Price is +1.3% vs its 50-day average ($9.34) and +5.0% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 67% of that range, 9.8% below the 52-week high.
Oct 6, 2026 — CPSS ends flat (+0.0%) to $9.01, 3 down days in a row
- Closed at $9.01, +0.00% vs the prior close of $9.01. Day range $9.00–$9.12, opened at $9.03.
- Volume was 24.90K shares, 1.0x its 50-day average of 24.20K.
- Price is -3.5% vs its 50-day average ($9.34) and -0.0% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 52% of that range, 14.1% below the 52-week high.
- That makes 3 straight losses.
Oct 5, 2026 — CPSS dips 0.9% to $9.01
- Closed at $9.01, -0.88% vs the prior close of $9.09. Day range $8.94–$9.32, opened at $9.05.
- Volume was 31.20K shares, 1.3x its 50-day average of 23.83K.
- Price is -3.6% vs its 50-day average ($9.34) and -0.0% vs its 200-day average ($9.01).
- 52-week range $7.39–$10.49; today's close sits at 52% of that range, 14.1% below the 52-week high.
Oct 2, 2026 — CPSS dips 2.6% to $9.09 on 2.0x normal volume
- Closed at $9.09, -2.57% vs the prior close of $9.33. Day range $8.94–$9.50, opened at $9.37.
- Volume was 46.70K shares, 2.0x its 50-day average of 23.21K — unusually heavy trading.
- Price is -2.8% vs its 50-day average ($9.35) and +0.8% vs its 200-day average ($9.02).
- 52-week range $7.30–$10.49; today's close sits at 56% of that range, 13.3% below the 52-week high.
CPSS latest news & SEC filings
Every SEC filing by or about CPSS in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 13, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 2.03 — Took on a new material debt or financial obligation.
Oct 5, 2026 · Form ABS-15G — ABS-15G filing
ABS-15G filing
Oct 1, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Robinson Teri gifted 660 shares on Oct 1, 2026; now holds 538,733
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 30, 2026 · Form ARS — Annual report to shareholders
Annual report to shareholders
Sep 30, 2026 · Form DEF 14A — Proxy statement
Proxy statement — agenda for the shareholder meeting (board elections, executive pay, votes)
Sep 3, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Jackson Noel sold 7,500 shares at $9.31 (≈$69.83K) on Sep 1, 2026
- Jackson Noel sold 7,500 shares at $9.31 (≈$69.83K) on Sep 1, 2026
- Jackson Noel sold 7,500 shares at $9.31 (≈$69.83K) on Sep 1, 2026
- Jackson Noel sold 7,500 shares at $9.31 (≈$69.83K) on Sep 1, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 28, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Bradley Charles E Jr sold 125,000 shares at $9.46 (≈$1.18M) on Aug 26, 2026
- Bradley Charles E Jr sold 125,000 shares at $9.46 (≈$1.18M) on Aug 26, 2026
- Bradley Charles E Jr sold 125,000 shares at $9.46 (≈$1.18M) on Aug 26, 2026
- Bradley Charles E Jr sold 125,000 shares at $9.46 (≈$1.18M) on Aug 26, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 26, 2026 · Form 424B2 — Prospectus for a securities offering
Prospectus for a securities offering
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Aug 26, 2026 · Form 424B2 — Prospectus for a securities offering
Prospectus for a securities offering
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Aug 25, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 14, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Ralston Catrina Marie sold 3,617 shares at $9.50 (≈$34.36K) on Aug 12, 2026
- Ralston Catrina Marie sold 3,617 shares at $9.50 (≈$34.36K) on Aug 12, 2026
- Ralston Catrina Marie sold 3,617 shares at $9.50 (≈$34.36K) on Aug 12, 2026
- Ralston Catrina Marie sold 3,617 shares at $9.50 (≈$34.36K) on Aug 12, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 13, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 13, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 7, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $121.39M (prior year $109.76M) (+10.6% vs Jun 30, 2025)
- Net income: $6.23M (prior year $4.80M) (+30.0% vs Jun 30, 2025)
- Diluted EPS: $0.27 (prior year $0.20) (+35.0% vs Jun 30, 2025)
Things to know before you trade CPSS
- Last results release: Aug 4, 2026 (8-K Item 2.02). Previous ones: May 5, 2026, Mar 10, 2026, Nov 10, 2025. Based on that rhythm, the next report is likely around Nov 3, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.67% (largest 6.2%).
- Liquidity: about 26.76K shares (≈$244.89K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $9.15 vs a range of $7.39–$10.49 (57% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Noel Jackson sold 7,500 shares on Sep 1, 2026.
- Latest filings: 8-K Oct 13, 2026; 8-K Aug 25, 2026; 8-K Aug 21, 2026.
- Share count: 21.55M shares outstanding (Jul 24, 2026), -3.0% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: Finance Services.
CPSS market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 9.18 | 9.25 | 9.10 | 9.15 | 18.58K |
| Oct 15, 2026 | 9.18 | 9.26 | 9.13 | 9.17 | 17.10K |
| Oct 14, 2026 | 9.05 | 9.24 | 9.00 | 9.07 | 42.30K |
| Oct 13, 2026 | 9.25 | 9.29 | 9.14 | 9.16 | 28.70K |
| Oct 12, 2026 | 9.45 | 9.45 | 9.09 | 9.13 | 24.30K |
| Oct 9, 2026 | 9.41 | 9.41 | 9.32 | 9.38 | 16.70K |
| Oct 8, 2026 | 9.19 | 9.46 | 9.19 | 9.42 | 11.80K |
| Oct 7, 2026 | 8.94 | 9.59 | 8.94 | 9.46 | 40.90K |
| Oct 6, 2026 | 9.03 | 9.12 | 9.00 | 9.01 | 24.90K |
| Oct 5, 2026 | 9.05 | 9.32 | 8.94 | 9.01 | 31.20K |
| Oct 2, 2026 | 9.37 | 9.50 | 8.94 | 9.09 | 46.70K |
| Oct 1, 2026 | 8.89 | 9.43 | 8.83 | 9.33 | 24.80K |
| Sep 30, 2026 | 9.18 | 9.34 | 9.03 | 9.16 | 30.80K |
| Sep 29, 2026 | 8.97 | 9.09 | 8.97 | 9.05 | 23.00K |
| Sep 28, 2026 | 9.47 | 9.48 | 8.96 | 8.97 | 30.80K |
| Sep 25, 2026 | 9.33 | 9.67 | 9.31 | 9.56 | 40.00K |
| Sep 24, 2026 | 9.35 | 9.47 | 9.34 | 9.37 | 9.50K |
| Sep 23, 2026 | 9.61 | 9.70 | 9.18 | 9.34 | 25.80K |
| Sep 22, 2026 | 9.65 | 9.65 | 9.28 | 9.64 | 20.70K |
| Sep 21, 2026 | 9.34 | 9.62 | 9.19 | 9.62 | 26.70K |
About Consumer Portfolio Services
Consumer Portfolio Services (CPSS) is listed on the Nasdaq and classified by the SEC under “Finance Services”. Its business address is in LAS VEGAS, NV. State of incorporation: CA. Fiscal year ends December 31. SEC CIK 889609.
CPSS board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Charles E Jr Bradley | CEO | Aug 28, 2026 |
| Scott W. Carnahan | Director | Aug 13, 2026 |
| William B Roberts | Director | Dec 8, 2025 |
| Brian Rayhill | Director | Aug 10, 2026 |
| Daniel S Wood | Director | Jul 28, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Charles E Jr Bradley | CEO | Aug 28, 2026 |
| Michele L Baumeister | Sr. Vice President | Aug 13, 2026 |
| Denesh Bharwani | Exec. Vice President | Aug 13, 2026 |
| Charles E. Gonel | Sr. Vice President | Aug 13, 2026 |
| Noel Jackson | Sr. Vice President | Sep 3, 2026 |
| Michael T. Lavin | President | Aug 13, 2026 |
| Robert E Riedl | Sr Executive VP | Aug 13, 2026 |
| Catrina Marie Ralston | Sr. Vice President | Aug 14, 2026 |
| Lisette Reynoso | Sr. Vice President | Aug 13, 2026 |
| Teri Robinson | Exec. Vice President | Aug 13, 2026 |
| Susan Ryan | Sr. Vice President | Aug 13, 2026 |
| Steven Schween | Sr. Vice President | Aug 13, 2026 |
| Chris Terry | Exec. Vice President | Aug 13, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 1, 2026 | Noel Jackson | Sale | 7,500 | $9.31 |
| Sep 1, 2026 | Noel Jackson | Sale | 7,500 | $9.31 |
| Sep 1, 2026 | Noel Jackson | Sale | 7,500 | $9.31 |
| Sep 1, 2026 | Noel Jackson | Sale | 7,500 | $9.31 |
| Aug 26, 2026 | Charles E Jr Bradley | Sale | 125,000 | $9.46 |
| Aug 26, 2026 | Charles E Jr Bradley | Sale | 125,000 | $9.46 |
| Aug 26, 2026 | Charles E Jr Bradley | Sale | 125,000 | $9.46 |
| Aug 26, 2026 | Charles E Jr Bradley | Sale | 125,000 | $9.46 |
| Aug 12, 2026 | Catrina Marie Ralston | Sale | 3,617 | $9.50 |
| Aug 12, 2026 | Catrina Marie Ralston | Sale | 3,617 | $9.50 |
| Aug 12, 2026 | Catrina Marie Ralston | Sale | 3,617 | $9.50 |
| Aug 12, 2026 | Catrina Marie Ralston | Sale | 3,617 | $9.50 |
| Aug 10, 2026 | Catrina Marie Ralston | Sale | 916 | $9.50 |
| Aug 10, 2026 | Catrina Marie Ralston | Sale | 916 | $9.50 |
| Aug 10, 2026 | Catrina Marie Ralston | Sale | 916 | $9.50 |
CPSS financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $434.47M | $19.32M | 0.80 | $289.00M |
| Dec 31, 2024 | $393.51M | $19.20M | 0.79 | $233.75M |
| Dec 31, 2023 | $352.01M | $45.34M | 1.80 | $237.98M |
| Dec 31, 2022 | $329.71M | $85.98M | 3.23 | $215.93M |
| Dec 31, 2021 | $267.81M | $47.52M | 1.84 | $198.19M |
Latest balance sheet: total assets $4.42B, total liabilities $4.10B, cash $7.50M (as of Jun 30, 2026).
CPSS earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 4, 2026 | 8-K Item 2.02 (results) | $9.31 |
| May 5, 2026 | 8-K Item 2.02 (results) | $9.92 |
| Mar 10, 2026 | 8-K Item 2.02 (results) | $7.72 |
| Nov 10, 2025 | 8-K Item 2.02 (results) | $8.67 |
| Aug 11, 2025 | 8-K Item 2.02 (results) | $8.22 |
| May 13, 2025 | 8-K Item 2.02 (results) | $9.65 |
| Feb 26, 2025 | 8-K Item 2.02 (results) | $10.02 |
| Nov 1, 2024 | 8-K Item 2.02 (results) | $10.01 |
| Jul 31, 2024 | 8-K Item 2.02 (results) | — |
| May 13, 2024 | 8-K Item 2.02 (results) | — |
| Mar 18, 2024 | 8-K Item 2.02 (results) | — |
| Nov 13, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.