Most common limit (1–4 people)
$124,500
FY2026 USDA guaranteed loan income limits in North Dakota range from $124,500 to $153,550 for a 1–4 person household, depending on the county.
$153,550highest county limit
All North Dakota counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Adams County | $128,450 | $169,600 |
| Barnes County | $124,500 | $164,350 |
| Benson County | $124,500 | $164,350 |
| Billings County | $133,550 | $176,300 |
| Bottineau County | $128,250 | $169,300 |
| Bowman County | $124,500 | $164,350 |
| Burke County | $145,600 | $192,200 |
| Burleigh County | $136,300 | $179,950 |
| Cass County | $132,950 | $175,500 |
| Cavalier County | $124,500 | $164,350 |
| Dickey County | $124,500 | $164,350 |
| Divide County | $139,600 | $184,300 |
| Dunn County | $153,550 | $202,700 |
| Eddy County | $124,500 | $164,350 |
| Emmons County | $124,500 | $164,350 |
| Foster County | $140,300 | $185,200 |
| Golden Valley County | $124,550 | $164,450 |
| Grand Forks County | $124,500 | $164,350 |
| Grant County | $124,500 | $164,350 |
| Griggs County | $124,500 | $164,350 |
| Hettinger County | $125,800 | $166,100 |
| Kidder County | $124,500 | $164,350 |
| LaMoure County | $124,500 | $164,350 |
| Logan County | $124,500 | $164,350 |
| McHenry County | $124,500 | $164,350 |
| McIntosh County | $124,500 | $164,350 |
| McKenzie County | $146,850 | $193,850 |
| McLean County | $133,050 | $175,650 |
| Mercer County | $129,400 | $170,850 |
| Morton County | $136,300 | $179,950 |
| Mountrail County | $124,500 | $164,350 |
| Nelson County | $124,500 | $164,350 |
| Oliver County | $136,300 | $179,950 |
| Pembina County | $124,500 | $164,350 |
| Pierce County | $124,500 | $164,350 |
| Ramsey County | $124,500 | $164,350 |
| Ransom County | $124,500 | $164,350 |
| Renville County | $124,500 | $164,350 |
| Richland County | $126,650 | $167,200 |
| Rolette County | $124,500 | $164,350 |
| Sargent County | $124,500 | $164,350 |
| Sheridan County | $124,500 | $164,350 |
| Sioux County | $124,500 | $164,350 |
| Slope County | $124,500 | $164,350 |
| Stark County | $126,350 | $166,800 |
| Steele County | $132,600 | $175,050 |
| Stutsman County | $127,450 | $168,250 |
| Towner County | $124,500 | $164,350 |
| Traill County | $140,150 | $185,000 |
| Walsh County | $124,500 | $164,350 |
| Ward County | $129,150 | $170,500 |
| Wells County | $124,500 | $164,350 |
| Williams County | $129,950 | $171,550 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Major Cities & Counties in North Dakota
Largest by population (Census ACS 2020–2024). Property tax for each:
- Fargo pop. 131,627
- Bismarck pop. 75,556
- Grand Forks pop. 59,042
- Minot pop. 47,791
- West Fargo pop. 40,094
- Williston pop. 28,056
- Dickinson pop. 25,357
- Mandan pop. 24,522
- Jamestown pop. 15,787
- Wahpeton pop. 8,010
- Cass County pop. 193,400
- Burleigh County pop. 100,600
- Grand Forks County pop. 72,923
- Ward County pop. 68,973
- Williams County pop. 39,555
- Morton County pop. 33,777
- Stark County pop. 33,302
- Stutsman County pop. 21,549
- Richland County pop. 16,584
- McKenzie County pop. 14,321
Frequently asked questions
What is the USDA income limit in North Dakota?
FY2026 USDA guaranteed loan income limits in North Dakota range from $124,500 to $153,550 for a 1–4 person household, depending on the county.
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