Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Montana range from $122,800 to $149,700 for a 1–4 person household, depending on the county.
$149,700highest county limit
All Montana counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Beaverhead County | $122,800 | $162,100 |
| Big Horn County | $122,800 | $162,100 |
| Blaine County | $122,800 | $162,100 |
| Broadwater County | $122,800 | $162,100 |
| Carbon County | $122,850 | $162,200 |
| Carter County | $122,800 | $162,100 |
| Cascade County | $122,800 | $162,100 |
| Chouteau County | $122,800 | $162,100 |
| Custer County | $122,800 | $162,100 |
| Daniels County | $122,800 | $162,100 |
| Dawson County | $122,800 | $162,100 |
| Deer Lodge County | $122,800 | $162,100 |
| Fallon County | $137,800 | $181,900 |
| Fergus County | $122,800 | $162,100 |
| Flathead County | $122,800 | $162,100 |
| Gallatin County | $149,700 | $197,650 |
| Garfield County | $122,800 | $162,100 |
| Glacier County | $122,800 | $162,100 |
| Golden Valley County | $122,800 | $162,100 |
| Granite County | $122,800 | $162,100 |
| Hill County | $122,800 | $162,100 |
| Jefferson County | $131,900 | $174,150 |
| Judith Basin County | $122,800 | $162,100 |
| Lake County | $122,800 | $162,100 |
| Lewis and Clark County | $135,350 | $178,650 |
| Liberty County | $122,800 | $162,100 |
| Lincoln County | $122,800 | $162,100 |
| Madison County | $122,800 | $162,100 |
| McCone County | $122,800 | $162,100 |
| Meagher County | $122,800 | $162,100 |
| Mineral County | $122,800 | $162,100 |
| Missoula County | $124,550 | $164,450 |
| Musselshell County | $122,800 | $162,100 |
| Park County | $122,800 | $162,100 |
| Petroleum County | $122,800 | $162,100 |
| Phillips County | $122,800 | $162,100 |
| Pondera County | $122,800 | $162,100 |
| Powder River County | $122,800 | $162,100 |
| Powell County | $122,800 | $162,100 |
| Prairie County | $122,800 | $162,100 |
| Ravalli County | $122,800 | $162,100 |
| Richland County | $122,800 | $162,100 |
| Roosevelt County | $122,800 | $162,100 |
| Rosebud County | $122,800 | $162,100 |
| Sanders County | $122,800 | $162,100 |
| Sheridan County | $122,800 | $162,100 |
| Silver Bow County | $122,800 | $162,100 |
| Stillwater County | $129,150 | $170,500 |
| Sweet Grass County | $122,800 | $162,100 |
| Teton County | $122,800 | $162,100 |
| Toole County | $122,800 | $162,100 |
| Treasure County | $122,800 | $162,100 |
| Valley County | $122,800 | $162,100 |
| Wheatland County | $122,800 | $162,100 |
| Wibaux County | $122,800 | $162,100 |
| Yellowstone County | $122,850 | $162,200 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Montana?
FY2026 USDA guaranteed loan income limits in Montana range from $122,800 to $149,700 for a 1–4 person household, depending on the county.
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