Hennepin County Senior Property Tax Deferral
Hennepin County, MN: Hennepin County homeowners age 65 or older with total household income of $96,000 or less who have owned and lived in their home for at least 5 years can cap their annual out-of-pocket property tax payment at 3% of household income through the Minnesota Senior Citizens Property Tax Deferral Program.
Minnesota Senior Citizens Property Tax Deferral (Form CR-SCD) in Hennepin County
| Who qualifies | Age 65+ (if married, one spouse 65+ and the other at least 62+); owned and occupied the homestead for at least 5 years; total mortgages/liens <= 75% of estimated market value |
|---|---|
| Income limit | $96,000 maximum total household income for Senior Deferral |
| Benefit | You pay only 3% of your total household income toward property taxes; the State of Minnesota pays the remaining tax bill to Hennepin County as a low-interest deferred loan |
| Deadline | November 1 (to defer the following year's property tax) |
| Where to apply | Minnesota Department of Revenue (Form CR-SCD) and Hennepin County Assessor (for base Homestead Classification) |
Official Hennepin County page: https://www.hennepincounty.gov/services/property/homestead
Common questions
What is the income limit for the Minnesota senior property tax deferral?
Your total household income must not exceed $96,000 (verified on Minnesota Department of Revenue seniors page).
How much does the deferral lower my annual property tax payment?
It caps your out-of-pocket property tax payment at 3% of your prior-year household income. The State of Minnesota pays the remainder directly to Hennepin County.
How long must I live in my home to qualify?
At least one owner must have owned and lived in the home as a primary homestead for at least 5 years, with total liens not exceeding 75% of market value.
Related
- Hennepin County, MN property tax rate
- MN property tax overview
- Cook County Senior Freeze Exemption Income Limit
Last reviewed October 31, 2026. Figures come from the official sources linked above for the tax year shown. Rules and amounts change each year; confirm your eligibility with the Hennepin County assessor or tax office before you apply. This page is general information, not tax or legal advice.