Cook County Senior Freeze Exemption Income Limit
Cook County, IL: Illinois homeowners 65 or older get the Senior Citizens Homestead Exemption, which lowers equalized assessed value by $8,000, with no income limit. Seniors with total household income of $75,000 or less can also freeze their assessed value.
Illinois Senior Citizens Homestead Exemption and Senior Citizens Assessment Freeze in Cook County
| Who qualifies | Age 65 or older during the tax year, owning and living in the home |
|---|---|
| Senior Exemption | $8,000 off equalized assessed value (EAV); no income limit |
| Senior Freeze | Freezes the home's EAV at a base year for households with total income of $75,000 or less |
| Where to apply | Your county assessor or supervisor of assessments |
| Renewal | The freeze needs a yearly application with income proof |
Official Cook County page: https://www.cookcountyassessoril.gov/senior-freeze-exemption
Common questions
What is the income limit for the Illinois senior freeze?
$75,000 of total household income.
How much is the senior exemption?
$8,000 off your equalized assessed value. Your saving is $8,000 times your local tax rate.
Does the senior freeze lock my tax bill?
No. It freezes the assessed value, not the tax rate, so the bill can still change if local rates change.
Do I reapply each year?
The Senior Freeze requires a yearly application with income documentation.
Related
- Cook County, IL property tax rate
- IL property tax overview
- Dupage County Senior Freeze Exemption Income Limit
Last reviewed October 31, 2026. Figures come from the official sources linked above for the tax year shown. Rules and amounts change each year; confirm your eligibility with the Cook County assessor or tax office before you apply. This page is general information, not tax or legal advice.