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2026 conforming loan limit: Pasquotank County, NC

Quick answer

Pasquotank County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $234,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,589 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$234,600
North Carolina median home value$288,900
Limit รท median home value3.55ร—
Median household income$66,589
Median home value รท income3.5ร—
Population40,834
Median property tax paid (owners)$1,573
Effective property tax rate (approx.)0.67%
Owner-occupied homes67.5%
Home value rank in North Carolina46 of 100 counties
Neighbor: Camden County, NClimit $832,750; median home $337,100
Neighbor: Gates County, NClimit $832,750; median home $170,800
Neighbor: Perquimans County, NClimit $832,750; median home $231,700
Neighbor: Tyrrell County, NClimit $832,750; median home $164,500

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pasquotank County's median home value is 19% below the state median of $288,900 (rank 46 of 100). Among its 4 neighboring counties, Camden County has the highest median home value ($337,100) and Tyrrell County the lowest ($164,500); all share the same loan limit. Owners pay a median $1,573 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Pasquotank County, North Carolina?

Pasquotank County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $234,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,589 (FHFA; Census ACS 2020โ€“2024).

What is the median home value in Pasquotank County, North Carolina?

The median owner-occupied home value in Pasquotank County is $234,600 (ACS 2020โ€“2024), versus $288,900 statewide.

Do I need a jumbo loan in Pasquotank County?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $234,600, so the cap is 3.55 times the typical home value.

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Last updated Oct 20, 2026, 10:03 PM ET. Data only, not financial or tax advice.

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