Pender County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $299,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,396 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $299,000 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 2.79× |
| Median household income | $80,396 |
| Median home value ÷ income | 3.7× |
| Population | 65,550 |
| Median property tax paid (owners) | $1,883 |
| Effective property tax rate (approx.) | 0.63% |
| Owner-occupied homes | 82.7% |
| Home value rank in North Carolina | 23 of 100 counties |
| Neighbor: Bladen County, NC | limit $832,750; median home $135,100 |
| Neighbor: Brunswick County, NC | limit $832,750; median home $349,800 |
| Neighbor: Columbus County, NC | limit $832,750; median home $146,000 |
| Neighbor: Duplin County, NC | limit $832,750; median home $137,400 |
| Neighbor: New Hanover County, NC | limit $832,750; median home $387,800 |
| Neighbor: Onslow County, NC | limit $832,750; median home $236,400 |
| Neighbor: Sampson County, NC | limit $832,750; median home $150,700 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pender County's median home value is 3% above the state median of $288,900 (rank 23 of 100). Among its 7 neighboring counties, New Hanover County has the highest median home value ($387,800) and Bladen County the lowest ($135,100); all share the same loan limit. Owners pay a median $1,883 a year in property tax, an effective rate of about 0.63% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.