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2026 conforming loan limit: Perquimans County, NC

Quick answer

Perquimans County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $231,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,917 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$231,700
North Carolina median home value$288,900
Limit ÷ median home value3.59×
Median household income$67,917
Median home value ÷ income3.4×
Population13,244
Median property tax paid (owners)$1,375
Effective property tax rate (approx.)0.59%
Owner-occupied homes76.5%
Home value rank in North Carolina48 of 100 counties
Neighbor: Chowan County, NClimit $832,750; median home $235,800
Neighbor: Gates County, NClimit $832,750; median home $170,800
Neighbor: Pasquotank County, NClimit $832,750; median home $234,600
Neighbor: Tyrrell County, NClimit $832,750; median home $164,500
Neighbor: Washington County, NClimit $832,750; median home $125,900

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Perquimans County's median home value is 20% below the state median of $288,900 (rank 48 of 100). Among its 5 neighboring counties, Chowan County has the highest median home value ($235,800) and Washington County the lowest ($125,900); all share the same loan limit. Owners pay a median $1,375 a year in property tax, an effective rate of about 0.59% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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