Perkins County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,908 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $114,600 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 7.27× |
| Median household income | $66,908 |
| Median home value ÷ income | 1.7× |
| Population | 3,001 |
| Median property tax paid (owners) | $1,478 |
| Effective property tax rate (approx.) | 1.29% |
| Owner-occupied homes | 78.4% |
| Home value rank in South Dakota | 59 of 66 counties |
| Neighbor: Adams County, ND | limit $832,750; median home $113,200 |
| Neighbor: Butte County, SD | limit $832,750; median home $244,600 |
| Neighbor: Corson County, SD | limit $832,750; median home $69,800 |
| Neighbor: Harding County, SD | limit $832,750; median home $166,100 |
| Neighbor: Meade County, SD | limit $832,750; median home $310,900 |
| Neighbor: Ziebach County, SD | limit $832,750; median home $99,600 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Perkins County's median home value is 55% below the state median of $257,400 (rank 59 of 66). Among its 6 neighboring counties, Meade County has the highest median home value ($310,900) and Corson County the lowest ($69,800); all share the same loan limit. Owners pay a median $1,478 a year in property tax, an effective rate of about 1.29% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Peoria County, IL
- 2026 conforming loan limit: Pepin County, WI
- 2026 conforming loan limit: Perkins County, NE
- 2026 conforming loan limit: Perquimans County, NC
- 2026 conforming loan limit: Perry County, AL
- 2026 conforming loan limit: Perry County, AR
- 2026 conforming loan limit: Perry County, IL
- 2026 conforming loan limit: Perry County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.