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2026 conforming loan limit: Peoria County, IL

Quick answer

Peoria County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $158,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,108 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$158,500
Illinois median home value$263,300
Limit ÷ median home value5.25×
Median household income$65,108
Median home value ÷ income2.4×
Population179,645
Median property tax paid (owners)$3,552
Effective property tax rate (approx.)2.24%
Owner-occupied homes67.0%
Home value rank in Illinois33 of 102 counties
Neighbor: Fulton County, ILlimit $832,750; median home $107,200
Neighbor: Knox County, ILlimit $832,750; median home $111,900
Neighbor: Marshall County, ILlimit $832,750; median home $142,800
Neighbor: Stark County, ILlimit $832,750; median home $104,500
Neighbor: Tazewell County, ILlimit $832,750; median home $167,500
Neighbor: Woodford County, ILlimit $832,750; median home $197,600

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Peoria County's median home value is 40% below the state median of $263,300 (rank 33 of 102). Among its 6 neighboring counties, Woodford County has the highest median home value ($197,600) and Stark County the lowest ($104,500); all share the same loan limit. Owners pay a median $3,552 a year in property tax, an effective rate of about 2.24% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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