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2026 conforming loan limit: Perkins County, NE

Quick answer

Perkins County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,778 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$157,200
Nebraska median home value$238,600
Limit ÷ median home value5.30×
Median household income$72,778
Median home value ÷ income2.2×
Population2,821
Median property tax paid (owners)$1,574
Effective property tax rate (approx.)1.00%
Owner-occupied homes78.7%
Home value rank in Nebraska47 of 93 counties
Neighbor: Phillips County, COlimit $832,750; median home $258,200
Neighbor: Sedgwick County, COlimit $832,750; median home $149,000
Neighbor: Chase County, NElimit $832,750; median home $165,900
Neighbor: Deuel County, NElimit $832,750; median home $100,200
Neighbor: Hayes County, NElimit $832,750; median home $128,100
Neighbor: Keith County, NElimit $832,750; median home $168,000
Neighbor: Lincoln County, NElimit $832,750; median home $189,500

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Perkins County's median home value is 34% below the state median of $238,600 (rank 47 of 93). Among its 7 neighboring counties, Phillips County has the highest median home value ($258,200) and Deuel County the lowest ($100,200); all share the same loan limit. Owners pay a median $1,574 a year in property tax, an effective rate of about 1.00% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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