Perry County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 9.1 times the county's median home value of $91,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,181 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $91,800 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 9.07× |
| Median household income | $42,181 |
| Median home value ÷ income | 2.2× |
| Population | 27,499 |
| Median property tax paid (owners) | $643 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 70.4% |
| Home value rank in Kentucky | 106 of 120 counties |
| Neighbor: Breathitt County, KY | limit $832,750; median home $70,300 |
| Neighbor: Clay County, KY | limit $832,750; median home $90,700 |
| Neighbor: Harlan County, KY | limit $832,750; median home $73,700 |
| Neighbor: Knott County, KY | limit $832,750; median home $77,000 |
| Neighbor: Leslie County, KY | limit $832,750; median home $69,000 |
| Neighbor: Letcher County, KY | limit $832,750; median home $67,400 |
| Neighbor: Owsley County, KY | limit $832,750; median home $80,100 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Perry County's median home value is 55% below the state median of $205,600 (rank 106 of 120). Among its 7 neighboring counties, Clay County has the highest median home value ($90,700) and Letcher County the lowest ($67,400); all share the same loan limit. Owners pay a median $643 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Perry County, AR
- 2026 conforming loan limit: Perry County, IL
- 2026 conforming loan limit: Perry County, IN
- 2026 conforming loan limit: Perry County, MO
- 2026 conforming loan limit: Perry County, MS
- 2026 conforming loan limit: Perry County, OH
- 2026 conforming loan limit: Perry County, PA
- 2026 conforming loan limit: Perry County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.