Perry County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $188,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,981 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $188,200 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.42× |
| Median household income | $62,981 |
| Median home value ÷ income | 3.0× |
| Population | 18,976 |
| Median property tax paid (owners) | $1,395 |
| Effective property tax rate (approx.) | 0.74% |
| Owner-occupied homes | 76.5% |
| Home value rank in Missouri | 38 of 115 counties |
| Neighbor: Jackson County, IL | limit $832,750; median home $137,300 |
| Neighbor: Randolph County, IL | limit $832,750; median home $135,100 |
| Neighbor: Union County, IL | limit $832,750; median home $131,700 |
| Neighbor: Bollinger County, MO | limit $832,750; median home $179,800 |
| Neighbor: Cape Girardeau County, MO | limit $832,750; median home $220,700 |
| Neighbor: Madison County, MO | limit $832,750; median home $159,000 |
| Neighbor: Ste. Genevieve County, MO | limit $832,750; median home $222,200 |
| Neighbor: St. Francois County, MO | limit $832,750; median home $169,300 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Perry County's median home value is 18% below the state median of $230,300 (rank 38 of 115). Among its 8 neighboring counties, Ste. Genevieve County has the highest median home value ($222,200) and Union County the lowest ($131,700); all share the same loan limit. Owners pay a median $1,395 a year in property tax, an effective rate of about 0.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Perry County, IL
- 2026 conforming loan limit: Perry County, IN
- 2026 conforming loan limit: Perry County, KY
- 2026 conforming loan limit: Perry County, MS
- 2026 conforming loan limit: Perry County, OH
- 2026 conforming loan limit: Perry County, PA
- 2026 conforming loan limit: Perry County, TN
- 2026 conforming loan limit: Pershing County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.