Onslow County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $236,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,148 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $236,400 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 3.52× |
| Median household income | $68,148 |
| Median home value ÷ income | 3.5× |
| Population | 207,906 |
| Median property tax paid (owners) | $1,502 |
| Effective property tax rate (approx.) | 0.64% |
| Owner-occupied homes | 63.7% |
| Home value rank in North Carolina | 44 of 100 counties |
| Neighbor: Carteret County, NC | limit $832,750; median home $333,300 |
| Neighbor: Duplin County, NC | limit $832,750; median home $137,400 |
| Neighbor: Jones County, NC | limit $832,750; median home $130,300 |
| Neighbor: Pender County, NC | limit $832,750; median home $299,000 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Onslow County's median home value is 18% below the state median of $288,900 (rank 44 of 100). Among its 4 neighboring counties, Carteret County has the highest median home value ($333,300) and Jones County the lowest ($130,300); all share the same loan limit. Owners pay a median $1,502 a year in property tax, an effective rate of about 0.64% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Oneida County, NY
- 2026 conforming loan limit: Oneida County, WI
- 2026 conforming loan limit: Onondaga County, NY
- 2026 conforming loan limit: Ontario County, NY
- 2026 conforming loan limit: Ontonagon County, MI
- 2026 conforming loan limit: Orange County, CA
- 2026 conforming loan limit: Orange County, FL
- 2026 conforming loan limit: Orange County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.