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2026 conforming loan limit: Orange County, IN

Quick answer

Orange County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $158,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,873 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$158,700
Indiana median home value$218,200
Limit ÷ median home value5.25×
Median household income$65,873
Median home value ÷ income2.4×
Population19,767
Median property tax paid (owners)$917
Effective property tax rate (approx.)0.58%
Owner-occupied homes78.7%
Home value rank in Indiana66 of 92 counties
Neighbor: Crawford County, INlimit $832,750; median home $117,700
Neighbor: Dubois County, INlimit $832,750; median home $230,100
Neighbor: Lawrence County, INlimit $832,750; median home $175,000
Neighbor: Martin County, INlimit $832,750; median home $159,400
Neighbor: Washington County, INlimit $832,750; median home $172,200

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Orange County's median home value is 27% below the state median of $218,200 (rank 66 of 92). Among its 5 neighboring counties, Dubois County has the highest median home value ($230,100) and Crawford County the lowest ($117,700); all share the same loan limit. Owners pay a median $917 a year in property tax, an effective rate of about 0.58% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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