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2026 conforming loan limit: Oneida County, WI

Quick answer

Oneida County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $238,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,371 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$238,400
Wisconsin median home value$266,500
Limit ÷ median home value3.49×
Median household income$69,371
Median home value ÷ income3.4×
Population38,167
Median property tax paid (owners)$2,123
Effective property tax rate (approx.)0.89%
Owner-occupied homes82.3%
Home value rank in Wisconsin27 of 72 counties
Neighbor: Forest County, WIlimit $832,750; median home $185,000
Neighbor: Langlade County, WIlimit $832,750; median home $158,200
Neighbor: Lincoln County, WIlimit $832,750; median home $192,700
Neighbor: Price County, WIlimit $832,750; median home $162,500
Neighbor: Vilas County, WIlimit $832,750; median home $300,000

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Oneida County's median home value is 11% below the state median of $266,500 (rank 27 of 72). Among its 5 neighboring counties, Vilas County has the highest median home value ($300,000) and Langlade County the lowest ($158,200); all share the same loan limit. Owners pay a median $2,123 a year in property tax, an effective rate of about 0.89% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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