Olmsted County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $331,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $95,406 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $331,700 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 2.51× |
| Median household income | $95,406 |
| Median home value ÷ income | 3.5× |
| Population | 164,498 |
| Median property tax paid (owners) | $3,525 |
| Effective property tax rate (approx.) | 1.06% |
| Owner-occupied homes | 70.6% |
| Home value rank in Minnesota | 11 of 87 counties |
| Neighbor: Dodge County, MN | limit $832,750; median home $287,700 |
| Neighbor: Fillmore County, MN | limit $832,750; median home $221,100 |
| Neighbor: Goodhue County, MN | limit $832,750; median home $285,100 |
| Neighbor: Mower County, MN | limit $832,750; median home $185,200 |
| Neighbor: Wabasha County, MN | limit $832,750; median home $264,400 |
| Neighbor: Winona County, MN | limit $832,750; median home $235,400 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Olmsted County's median home value is 1% above the state median of $329,300 (rank 11 of 87). Among its 6 neighboring counties, Dodge County has the highest median home value ($287,700) and Mower County the lowest ($185,200); all share the same loan limit. Owners pay a median $3,525 a year in property tax, an effective rate of about 1.06% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Oldham County, KY
- 2026 conforming loan limit: Oldham County, TX
- 2026 conforming loan limit: Oliver County, ND
- 2026 conforming loan limit: Oneida County, ID
- 2026 conforming loan limit: Oneida County, NY
- 2026 conforming loan limit: Oneida County, WI
- 2026 conforming loan limit: Onondaga County, NY
- 2026 conforming loan limit: Onslow County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.