Oliver County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $215,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,240 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $215,700 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 3.86× |
| Median household income | $77,240 |
| Median home value ÷ income | 2.8× |
| Population | 1,839 |
| Median property tax paid (owners) | $1,343 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 95.2% |
| Home value rank in North Dakota | 13 of 53 counties |
| Neighbor: Burleigh County, ND | limit $832,750; median home $324,000 |
| Neighbor: Mclean County, ND | limit $832,750; median home $227,100 |
| Neighbor: Mercer County, ND | limit $832,750; median home $198,500 |
| Neighbor: Morton County, ND | limit $832,750; median home $263,900 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Oliver County's median home value is 14% below the state median of $249,900 (rank 13 of 53). Among its 4 neighboring counties, Burleigh County has the highest median home value ($324,000) and Mercer County the lowest ($198,500); all share the same loan limit. Owners pay a median $1,343 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.