2026 conforming loan limit: Iroquois County, IL (2026 Limits, Updated Oct 2026)

Name: 2026 conforming loan limit: Iroquois County, IL
Creator: BuyMeWhiskey
License: https://buymewhiskey.com/about#data-license

Quick answer

Iroquois County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $137,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,255 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Item	Value
1-unit limit (2026)	$832,750
2-unit limit	$1,066,250
3-unit limit	$1,288,800
4-unit limit	$1,601,750
Median home value (ACS 2020–24)	$137,800
Illinois median home value	$263,300
Limit ÷ median home value	6.04×
Median household income	$66,255
Median home value ÷ income	2.1×
Population	26,449
Median property tax paid (owners)	$2,504
Effective property tax rate (approx.)	1.82%
Owner-occupied homes	80.0%
Home value rank in Illinois	47 of 102 counties
Neighbor: Ford County, IL	limit $832,750; median home $122,000
Neighbor: Kankakee County, IL	limit $832,750; median home $192,600
Neighbor: Vermilion County, IL	limit $832,750; median home $97,200
Neighbor: Benton County, IN	limit $832,750; median home $151,000
Neighbor: Newton County, IN	limit $832,750; median home $171,500

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Iroquois County's median home value is 48% below the state median of $263,300 (rank 47 of 102). Among its 5 neighboring counties, Kankakee County has the highest median home value ($192,600) and Vermilion County the lowest ($97,200); all share the same loan limit. Owners pay a median $2,504 a year in property tax, an effective rate of about 1.82% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Iroquois County, Illinois?

What is the median home value in Iroquois County, Illinois?

The median owner-occupied home value in Iroquois County is $137,800 (ACS 2020–2024), versus $263,300 statewide.

Do I need a jumbo loan in Iroquois County?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $137,800, so the cap is 6.04 times the typical home value.

Last updated Oct 20, 2026, 10:03 PM ET. Data only, not financial or tax advice.