Henry County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,911 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,600 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 5.49× |
| Median household income | $71,911 |
| Median home value ÷ income | 2.1× |
| Population | 48,643 |
| Median property tax paid (owners) | $3,016 |
| Effective property tax rate (approx.) | 1.99% |
| Owner-occupied homes | 79.9% |
| Home value rank in Illinois | 37 of 102 counties |
| Neighbor: Bureau County, IL | limit $832,750; median home $126,900 |
| Neighbor: Knox County, IL | limit $832,750; median home $111,900 |
| Neighbor: Mercer County, IL | limit $832,750; median home $146,700 |
| Neighbor: Rock Island County, IL | limit $832,750; median home $150,400 |
| Neighbor: Stark County, IL | limit $832,750; median home $104,500 |
| Neighbor: Whiteside County, IL | limit $832,750; median home $127,100 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henry County's median home value is 42% below the state median of $263,300 (rank 37 of 102). Among its 6 neighboring counties, Rock Island County has the highest median home value ($150,400) and Stark County the lowest ($104,500); all share the same loan limit. Owners pay a median $3,016 a year in property tax, an effective rate of about 1.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Henry County, AL
- 2026 conforming loan limit: Henry County, GA
- 2026 conforming loan limit: Henry County, IA
- 2026 conforming loan limit: Henry County, IN
- 2026 conforming loan limit: Henry County, KY
- 2026 conforming loan limit: Henry County, MO
- 2026 conforming loan limit: Henry County, OH
- 2026 conforming loan limit: Henry County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.