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2026 conforming loan limit: Henry County, IA

Quick answer

Henry County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,436 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$164,300
Iowa median home value$208,000
Limit ÷ median home value5.07×
Median household income$67,436
Median home value ÷ income2.4×
Population20,004
Median property tax paid (owners)$2,559
Effective property tax rate (approx.)1.56%
Owner-occupied homes74.1%
Home value rank in Iowa45 of 99 counties
Neighbor: Des Moines County, IAlimit $832,750; median home $136,500
Neighbor: Jefferson County, IAlimit $832,750; median home $163,400
Neighbor: Lee County, IAlimit $832,750; median home $141,400
Neighbor: Louisa County, IAlimit $832,750; median home $150,100
Neighbor: Van Buren County, IAlimit $832,750; median home $114,600
Neighbor: Washington County, IAlimit $832,750; median home $203,900

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henry County's median home value is 21% below the state median of $208,000 (rank 45 of 99). Among its 6 neighboring counties, Washington County has the highest median home value ($203,900) and Van Buren County the lowest ($114,600); all share the same loan limit. Owners pay a median $2,559 a year in property tax, an effective rate of about 1.56% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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