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2026 conforming loan limit: Henry County, OH

Quick answer

Henry County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $168,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,099 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$168,600
Ohio median home value$214,800
Limit ÷ median home value4.94×
Median household income$80,099
Median home value ÷ income2.1×
Population27,567
Median property tax paid (owners)$1,970
Effective property tax rate (approx.)1.17%
Owner-occupied homes82.5%
Home value rank in Ohio54 of 88 counties
Neighbor: Defiance County, OHlimit $832,750; median home $163,200
Neighbor: Fulton County, OHlimit $832,750; median home $191,000
Neighbor: Hancock County, OHlimit $832,750; median home $204,700
Neighbor: Lucas County, OHlimit $832,750; median home $163,900
Neighbor: Putnam County, OHlimit $832,750; median home $201,100
Neighbor: Williams County, OHlimit $832,750; median home $150,000
Neighbor: Wood County, OHlimit $832,750; median home $227,600

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Henry County's median home value is 22% below the state median of $214,800 (rank 54 of 88). Among its 7 neighboring counties, Wood County has the highest median home value ($227,600) and Williams County the lowest ($150,000); all share the same loan limit. Owners pay a median $1,970 a year in property tax, an effective rate of about 1.17% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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