Henry County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $160,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,613 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $160,200 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 5.20× |
| Median household income | $50,613 |
| Median home value ÷ income | 3.2× |
| Population | 32,412 |
| Median property tax paid (owners) | $705 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 73.5% |
| Home value rank in Tennessee | 74 of 95 counties |
| Neighbor: Calloway County, KY | limit $832,750; median home $183,200 |
| Neighbor: Graves County, KY | limit $832,750; median home $147,800 |
| Neighbor: Benton County, TN | limit $832,750; median home $153,600 |
| Neighbor: Carroll County, TN | limit $832,750; median home $142,400 |
| Neighbor: Stewart County, TN | limit $832,750; median home $204,700 |
| Neighbor: Weakley County, TN | limit $832,750; median home $151,200 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Henry County's median home value is 44% below the state median of $286,700 (rank 74 of 95). Among its 6 neighboring counties, Stewart County has the highest median home value ($204,700) and Carroll County the lowest ($142,400); all share the same loan limit. Owners pay a median $705 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Henry County, KY
- 2026 conforming loan limit: Henry County, MO
- 2026 conforming loan limit: Henry County, OH
- 2026 conforming loan limit: Henry County, VA
- 2026 conforming loan limit: Herkimer County, NY
- 2026 conforming loan limit: Hernando County, FL
- 2026 conforming loan limit: Hertford County, NC
- 2026 conforming loan limit: Hettinger County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.