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2026 conforming loan limit: Hettinger County, ND

Quick answer

Hettinger County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,026 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$117,300
North Dakota median home value$249,900
Limit ÷ median home value7.10×
Median household income$73,026
Median home value ÷ income1.6×
Population2,432
Median property tax paid (owners)$1,308
Effective property tax rate (approx.)1.12%
Owner-occupied homes76.8%
Home value rank in North Dakota42 of 53 counties
Neighbor: Adams County, NDlimit $832,750; median home $113,200
Neighbor: Grant County, NDlimit $832,750; median home $93,200
Neighbor: Slope County, NDlimit $832,750; median home $170,000
Neighbor: Stark County, NDlimit $832,750; median home $271,700

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hettinger County's median home value is 53% below the state median of $249,900 (rank 42 of 53). Among its 4 neighboring counties, Stark County has the highest median home value ($271,700) and Grant County the lowest ($93,200); all share the same loan limit. Owners pay a median $1,308 a year in property tax, an effective rate of about 1.12% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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