Hidalgo County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $140,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,338 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $140,900 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.91× |
| Median household income | $54,338 |
| Median home value ÷ income | 2.6× |
| Population | 891,977 |
| Median property tax paid (owners) | $2,279 |
| Effective property tax rate (approx.) | 1.62% |
| Owner-occupied homes | 67.5% |
| Home value rank in Texas | 166 of 250 counties |
| Neighbor: Brooks County, TX | limit $832,750; median home $81,000 |
| Neighbor: Cameron County, TX | limit $832,750; median home $136,500 |
| Neighbor: Kenedy County, TX | limit $832,750; median home n/a |
| Neighbor: Starr County, TX | limit $832,750; median home $95,100 |
| Neighbor: Willacy County, TX | limit $832,750; median home $73,600 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hidalgo County's median home value is 50% below the state median of $283,800 (rank 166 of 250). Among its 5 neighboring counties, Cameron County has the highest median home value ($136,500) and Willacy County the lowest ($73,600); all share the same loan limit. Owners pay a median $2,279 a year in property tax, an effective rate of about 1.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Hickman County, TN
- 2026 conforming loan limit: Hickory County, MO
- 2026 conforming loan limit: Hidalgo County, NM
- 2026 conforming loan limit: Highland County, OH
- 2026 conforming loan limit: Highland County, VA
- 2026 conforming loan limit: Highlands County, FL
- 2026 conforming loan limit: Hill County, MT
- 2026 conforming loan limit: Hill County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.