Hill County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $202,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,798 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $202,600 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 4.11× |
| Median household income | $52,798 |
| Median home value ÷ income | 3.8× |
| Population | 16,155 |
| Median property tax paid (owners) | $1,980 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 66.1% |
| Home value rank in Montana | 38 of 56 counties |
| Neighbor: Blaine County, MT | limit $832,750; median home $155,500 |
| Neighbor: Chouteau County, MT | limit $832,750; median home $207,800 |
| Neighbor: Liberty County, MT | limit $832,750; median home $169,100 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hill County's median home value is 46% below the state median of $375,800 (rank 38 of 56). Among its 3 neighboring counties, Chouteau County has the highest median home value ($207,800) and Blaine County the lowest ($155,500); all share the same loan limit. Owners pay a median $1,980 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Highland County, OH
- 2026 conforming loan limit: Highland County, VA
- 2026 conforming loan limit: Highlands County, FL
- 2026 conforming loan limit: Hill County, TX
- 2026 conforming loan limit: Hillsborough County, FL
- 2026 conforming loan limit: Hillsborough County, NH
- 2026 conforming loan limit: Hillsdale County, MI
- 2026 conforming loan limit: Hinds County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.