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2026 conforming loan limit: Hillsborough County, NH

Quick answer

Hillsborough County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $421,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,545 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$421,100
New Hampshire median home value$402,500
Limit ÷ median home value1.98×
Median household income$103,545
Median home value ÷ income4.1×
Population426,378
Median property tax paid (owners)$6,999
Effective property tax rate (approx.)1.66%
Owner-occupied homes67.4%
Home value rank in New Hampshire2 of 10 counties
Neighbor: Essex County, MAlimit $962,550; median home $619,100
Neighbor: Middlesex County, MAlimit $962,550; median home $727,800
Neighbor: Worcester County, MAlimit $832,750; median home $423,700
Neighbor: Cheshire County, NHlimit $832,750; median home $280,100
Neighbor: Merrimack County, NHlimit $832,750; median home $367,600
Neighbor: Rockingham County, NHlimit $962,550; median home $497,500
Neighbor: Sullivan County, NHlimit $832,750; median home $268,700

Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Hillsborough County's median home value is 5% above the state median of $402,500 (rank 2 of 10). Among its 7 neighboring counties, Middlesex County has the highest median home value ($727,800) and Sullivan County the lowest ($268,700); 3 neighbor(s) have a different loan limit. Owners pay a median $6,999 a year in property tax, an effective rate of about 1.66% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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